159 Whispering Oak Ln, Chapin, SC 29036 Property Records

Lexington County property record for 159 Whispering Oak Ln, Chapin, SC 29036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,972 sqft · built 2012
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Oct 2026)
Tax Bill$1,118 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001616-01-014

Property Details

APN / Parcel Number

Primary APN001616-01-014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,972 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address159 WHISPERING OAK LN
CityCHAPIN
StateSC
Zip29036-7356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionWHISPERING GLEN SD LOT 14
Legal SubdivisionWHISPERING GLEN
Legal Lot Number14
JurisdictionLEXINGTON SC
Township / Civil DivisionCHAPIN
Census Block Group2
Census Block2001
Census Tract21208

Owner

159 Whispering Oak Ln is owned and occupied by two individuals who bought it in October 2026.

Source: Lexington County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address159 WHISPERING OAK LN, CHAPIN, SC 29036-7356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2026 · Amount on File
Deed SaleOct 8, 2026 · Amount on File
Prior SaleNov 13, 2014 · Amount on File
Deed Document Number202641933
Deed Book / Page21247 / 5134
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEXINGTON SC
Recording DateOct 8, 2026
Property Address159 WHISPERING OAK LN, CHAPIN, SC 29036-7356
Document Number0000041933
Book / Page21247 / 5134
Instrument DateSep 21, 2026
Instrument202641933
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$71,427.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 WHISPERING OAK LN, CHAPIN, SC 29036-7356

Mortgage

Document Number0000041934,
DateOct 8, 2026
Instrument202641934
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 159 Whispering Oak Ln was $1,118, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,118.00 (+7.71%)
2024$1,038.00 (+0.78%)$6,787 (-) Land $1,000 Building $5,787$169,679 (-) Land $25,000 Building $144,679
2023$1,030.00$6,787 Land $1,000 Building $5,787$169,679 Land $25,000 Building $144,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 159 Whispering Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2020–2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Whispering Oak Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 43% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Whispering Oak Ln

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