159 W Oak St, Elsie, MI 48831 Property Records

Clinton County property record for 159 W Oak St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2019)
Tax Bill	$808 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-120-003-006-00`

Property Details

APN / Parcel Number

Primary APN	`061-120-003-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	159 W OAK ST
City	ELSIE
State	MI
Zip	48831-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	VILLAGE LOTS 6 & 7 BLOCK 3 OF COBB, RANDALL & WOOLLS ADD TO ELSIE.
Legal Subdivision	OF COBB RANDALL & WOOLLS ADD
Legal Block	3
Legal Lot Number	6-7
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1029
Census Tract	10702

Owner

159 W Oak St is owned by two individuals who bought it in November 2019.

Source: Clinton County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 22, ELSIE, MI 48831-0022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Deed Document Number	20195286414
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 22, 2019
Property Address	159 W OAK ST, ELSIE, MI 48831-5115
Document Number	5286414
Instrument Date	Sep 25, 2019
Instrument	5286414
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF OKEMOS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 W OAK ST, 158, ELSIE, MI 48831-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9268 PARK PL, SWARTZ CREEK, MI 48473-8530

Mortgage

Document Number	5286416
Date	Nov 22, 2019
Instrument	5286416

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 159 W Oak St was $808, down 75.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,200 (-4.44%) Land $5,700 Building $82,500	$176,400 (-4.44%) Land $11,400 Building $165,000
2025	$808.00 (-75.17%)	$92,300 Land $5,700 Building $86,600	$184,600 Land $11,400 Building $173,200
2024	$3,254.00 (+11.55%)
2023	$2,917.00	$72,800	$145,600
2022	$2,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 W Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 W Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures