Clatsop County property record for 159 W Nelchena St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,688 sqft · built 2006 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,650,000 (Oct 2025) |
| Tax Bill | $9,272 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51031AD01700 |
| Primary APN | 51031AD01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 1,562 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 328 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 188 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 61 sqft |
| Patio Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 61 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6551 |
|---|---|
| Street Address | 159 W NELCHENA ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOLOVANA PARK LT 12 BLK 13 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 31 |
| Legal Subdivision | TOLOVANA PARK |
| Legal Block | 13 |
| Legal Lot Number | 12 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 951100 |
159 W Nelchena St is owned by a company that bought it in October 2025.
Source: Clatsop County records, as of May 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 931 ATWATER RD, LAKE OSWEGO, OR 97034-2123 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 20255925 |
| Prior Transfer Date | Nov 26, 2014 |
| Prior Transfer Doc | 0000007704 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Oct 28, 2025 |
| Property Address | 159 W NELCHENA ST, CANNON BEACH, OR 97110-3128 |
| Document Number | 0000005925 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 202505925 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 931 ATWATER RD, LAKE OSWEGO, OR 97034-2123 |
| Document Number | 0000005926 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 202505926 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 159 W NELCHENA ST, CANNON BEACH, OR 97110-3128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000002923 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 201902923 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | May 16, 2017 |
| Property Address | 159 W NELCHENA ST, CANNON BEACH, OR 97110-3128 |
| Document Number | 0000003842 |
| Instrument Date | May 12, 2017 |
| Instrument | 201703842 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE COMPANY OF OR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 775, CANNON BEACH, OR 97110-0775 |
| Document Number | 0000003843 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 201703843 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Number | 0000003844 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 201703844 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 159 W Nelchena St was $9,272.
Source: Clatsop County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,272.00 | $747,229 | $1,751,213 Land $453,790 Building $1,297,423 |
| 2023 | $8,273.00 (+2.67%) | $704,337 (+3%) | $1,663,001 (+1.47%) Land $436,336 Building $1,226,665 |
| 2022 | $8,058.00 | $683,823 | $1,638,835 Land $379,423 Building $1,259,412 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 159 W Nelchena St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 21 (1999–2023) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 W Nelchena St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures