159 W Main St, Peru, IN 46970 Property Records

Miami County property record for 159 W Main St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,856 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2020)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-50670-00`

Property Details

APN / Parcel Number

Primary APN	`021-50670-00`
Alternative APNs	`52-08-28-415-002.000-016` `00362204777`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,856 sqft Living Area
1st Floor Area	3,756 sqft
Attic	Attic
Attic Area	2,410 sqft
Basement Area	1,942 sqft
Unfinished Basement	1,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00362204777
Street Address	159 W MAIN ST
City	PERU
State	IN
Zip	46970-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-50670-00 HOODS ADD LOT 2 00-00-00 .00 42 156 70000
Legal Subdivision	HOODS ADDITION
Legal Lot Number	2
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1035
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 W MAIN ST, PERU, IN 46970-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Document Number	2020520317
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jan 21, 2020
Property Address	159 W MAIN ST, PERU, IN 46970-2049
Document Number	20200520317
Instrument Date	Jan 15, 2020
Instrument	20200520317
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20200520318
Date	Jan 21, 2020
Instrument	20200520318

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,561.00 (+6.18%) Homeowner's exemption	$281,300 (+15.57%) Land $8,100 Building $273,200	$281,300 (+15.57%) Land $8,100 Building $273,200
2024	$2,412.00 (-2.11%)
2023	$2,464.00 (+33.48%)	$243,400 Land $8,100 Building $235,300	$243,400 Land $8,100 Building $235,300
2022	$1,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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