159 Vista Cay Dr, Hubert, NC 28539 Property Records

Onslow County property record for 159 Vista Cay Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2025
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Mar 2026)
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1307-67.3`

Property Details

APN / Parcel Number

Primary APN	`1307-67.3`
Alternative APNs	`490030042` `155773000` `175831`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490030042
Street Address	159 VISTA CAY DR
City	HUBERT
State	NC
Zip	28539-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L2 VISTA CAY VILLAGE S7-B S/F 1309-67, 023668
Legal Subdivision	VISTA CAY VILLAGE SEC VII-B
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1011
Census Tract	2801

Owner

159 Vista Cay Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	159 VISTA CAY DR, HUBERT, NC 28539-3451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	May 15, 2025 · Amount on File
Deed Book / Page	6553 / 892
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 24, 2026
Property Address	159 VISTA CAY DR, HUBERT, NC 28539-3451
Document Number	0065530892
Book / Page	6553 / 892
Map Reference	MB 86 PG 203
Instrument Date	Mar 9, 2026
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 E DORIS AVE, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 VISTA CAY DR, HUBERT, NC 28539-3451

Mortgage

Document Number	0006553895
Date	Mar 24, 2026
Instrument	6553/895

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,809.00	$388,947 Land $50,000 Building $338,947	$388,947 Land $50,000 Building $338,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Vista Cay Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Ophelia, Sep 2005 · 2 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Vista Cay Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20