159 Utsesti Trce, Loudon, TN 37774 Property Records

Loudon County property record for 159 Utsesti Trce, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,719 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500 (May 2016)
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068F-G-048.00`

Property Details

APN / Parcel Number

Primary APN	`068F-G-048.00`
Alternative APNs	`068F G 04800 000068F` `01068FG068F04800` `053068F G 04800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	1,719 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	78 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	159 UTSESTI TRCE
City	LOUDON
State	TN
Zip	37774-2889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATUGA POINT BLK: 10 LOT: 48 01 074H J 074H 04800 000
Legal Subdivision	CHATUGA POINT
Legal Block	10
Legal Lot Number	48
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2074
Census Tract	60504

Owner

159 Utsesti Trce is owned and occupied by two individuals who acquired it in January 2023.

Source: Loudon County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 9, 2022	Correction Deed TELLICO TITLE SERVICES INC
Jan 17, 2023	Correction Deed TELLICO TITLE SERVICES INC
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2016 · Amount on File
Deed Sale	May 11, 2016 · Amount on File
Prior Sale	Apr 16, 2015
Deed Document Number	20163586
Deed Book / Page	384 / 890
Last Transfer Date	Jan 16, 2023
Transfer Doc	00D457/146
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889

Mortgage

Document Number	0T1628/217
Date	Nov 29, 2022
Book Page	T1628/217
Instrument	22013454

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	863 Months
Due	Oct 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	7.23%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOUDON TN
Recording Date	Nov 9, 2022
Property Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889
Document Number	00D455/210
Book / Page	D455 / 210
Map Reference	CAB C SL 12
Instrument Date	Nov 8, 2022
Instrument	22012877
Record Updated	Jun 7, 2023
Title Company	TELLICO TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 17, 2023
Property Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889
Document Number	00D457/146
Book / Page	D457 / 146
Map Reference	CAB C SL 12
Instrument Date	Jan 16, 2022
Instrument	23000506
Record Updated	Jun 7, 2023
Title Company	TELLICO TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 15, 2019
Property Address	159 UTSESTI TRCE, LOUDON, TN 37774-2889
Document Number	0000009069
Book / Page	000417 / 000001
Instrument Date	Oct 8, 2019
Instrument	9069
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	159 UTSESTI TRCE LOUDON TN 377742889, LOUDON, TN 37774-2889
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 159 Utsesti Trce was $1,277.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,277.00	$72,225 (-) Land $2,500 Building $69,725	$288,900 Land $10,000 Building $278,900
2024	$1,277.00	$72,225 (-) Land $2,500 Building $69,725
2023		$72,225 Land $2,500 Building $69,725
2021			$288,900 Land $10,000 Building $278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Utsesti Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Utsesti Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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