159 Union St S, Concord, NC 28025 Property Records

Cabarrus County property record for 159 Union St S, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	5 bd · 3.5 ba · 5,715 sqft · built 1985
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2017)
Tax Bill	$3,948 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 06 0934`

Property Details

APN / Parcel Number

Primary APN	`5630 06 0934`
Alternative APNs	`12032 0060.000000` `113588`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,715 sqft Total Area
1st Floor Area	1,947 sqft
Upper Floors Area	2,105 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	200 ft deep x 71 ft wide

Exterior Amenities

Porch	Patio
Porch Area	413 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	113588
Street Address	159 UNION ST S
City	CONCORD
State	NC
Zip	28025-5011
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	C-1
Legal Description	EAST SIDE UNION ST S
Legal Subdivision	DOWNTOWN CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	1
Census Block	1014
Census Tract	42202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 UNION ST S, CONCORD, NC 28025-5011
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Jan 27, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on Record
Deed Sale	Jan 27, 2017 · Amount on Record
Prior Sale	Dec 11, 2000 · Amount on Record
Deed Document Number	201712337-0277
Deed Book / Page	12337 / 277
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	0010233273
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	159 UNION ST S, CONCORD, NC 28025-5011
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 UNION ST S, CONCORD, NC 28025-5011

Mortgage

Document Number	0017764173
Date	Dec 15, 2025
Book Page	17764/173

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 5, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 27, 2017
Property Address	159 UNION ST S, CONCORD, NC 28025-5011
Document Number	0012337277
Book / Page	12337 / 0277
Instrument Date	Jan 25, 2017
Instrument	12337-0277
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14800 WALSINGHAM RD APT 1203, 14800, LARGO, FL 33774-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 UNION ST S, CONCORD, NC 28025-5011

Mortgage

Document Number	0123370281
Date	Jan 27, 2017
Instrument	12337-0281

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,060 (-) Land $117,610 Building $387,450
2025		$505,060 (+56.08%) Land $117,610 Building $387,450
2024			$505,060 (+56.08%) Land $117,610 Building $387,450
2023	$3,948.00 Additional exemption filed	$323,590 Land $58,810 Building $264,780	$323,590 Land $58,810 Building $264,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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