159 Thomas St, Allegan, MI 49010 Property Records

Allegan County property record for 159 Thomas St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,236 sqft · built 1960
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2023)
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-380-002-00`

Property Details

APN / Parcel Number

Primary APN	`51-380-002-00`
Alternative APN	`03-51-380-002-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Tri-Level
Exterior Material	Wood
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	159 THOMAS ST
City	ALLEGAN
State	MI
Zip	49010-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 SFR
Legal Description	LOT 2 ALSO COM SW COR LOT 2 TH WLY TO A PT MIDWAY BETWEEN SW COR LOT 2 & SW COR LOT 3 TH N TO SE COR LOT 3 TH SELY ALG SWLY LIN LOT 2 TO PL OF BEG SEC 33 STEVENS SUBDV. EX}BEG AT NW COR OF LOT 2, TH S 47 DEG 20' E 39.89 FT, TH N 7 DEG 59' W 29.53 FT,
Legal Subdivision	STEVENS SUB
Legal Lot Number	2-3
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3016
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Apr 29, 2024	Intrafamily Transfer, Transfer
May 4, 2023	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 3, 2017	Warranty Deed, Transfer · ARM NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20236482
Deed Book / Page	4854 / 108
Last Transfer Date	Apr 26, 2024
Transfer Doc	004938/442
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 THOMAS ST, ALLEGAN, MI 49010-9197

Mortgage

Document Number	005096/670
Date	Dec 16, 2025
Book Page	5096/670
Instrument	2025020245

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 29, 2024
Property Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Document Number	004938/442
Book / Page	4938 / 442
Map Reference	LB 7 PG 60
Instrument Date	Apr 26, 2024
Instrument	2024006232
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 THOMAS ST, ALLEGAN, MI 49010-9197

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 4, 2023
Property Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Document Number	004854/108
Book / Page	4854 / 108
Map Reference	LB 7 PG 60
Instrument Date	Apr 28, 2023
Instrument	2023006482
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 THOMAS ST, ALLEGAN, MI 49010-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCUST ST APT 205, 205, ALLEGAN, MI 49010-1315

Mortgage

Document Number	2023006483
Date	May 4, 2023
Instrument	2023006483

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 28, 2020
Property Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Document Number	004489/125
Book / Page	4489 / 125
Map Reference	LB 7 PG 60
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,741.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 THOMAS ST, 159, ALLEGAN, MI 49010-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6151 BYRON RD, ZEELAND, MI 49464-9331

Mortgage

Document Number	0004489128
Date	Jul 28, 2020
Instrument	4489/128

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 3, 2017
Property Address	159 THOMAS ST, ALLEGAN, MI 49010-9197
Document Number	4155/201
Book / Page	4155 / 201
Map Reference	LB7 PG60
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 SAINT ANDREWS CT SE, 610, GRAND RAPIDS, MI 49546-2253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 THOMAS ST, ALLEGAN, MI 49010-9197

Mortgage

Document Number	004155/203
Date	Jul 3, 2017
Book Page	4155/203

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,300 (+3.14%) Land $27,600 Building $126,700	$308,600 (+3.14%) Land $55,200 Building $253,400
2025	$5,957.00 (+2.28%) Homeowner's exemption	$149,600 (+32.74%) Land $23,100 Building $126,500	$299,200 (+32.74%) Land $46,200 Building $253,000
2024	$5,824.00 (+31.85%)
2023		$112,700 Land $19,000 Building $93,700	$225,400 Land $38,000 Building $187,400
2022	$4,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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