159 Stearns Rd, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 159 Stearns Rd, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 1989
Lot Size	0.547 acres (23,807 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,064 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`89051927`

Property Details

APN / Parcel Number

Primary APN	`89051927`
Alternative APN	`MARL M:114 B:036 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	7,446 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,807 sqft (0.547 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	89051927
Street Address	159 STEARNS RD
City	MARLBOROUGH
State	MA
Zip	01752-6095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Subdivision	MARLBOROUGH
Legal Block	36
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	2
Census Block	2011
Census Tract	321302

Owner

159 Stearns Rd is owned and occupied by two individuals who acquired it in April 2017.

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 9, 2024	Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 28, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017
Deed Sale	Apr 28, 2017
Prior Sale	Apr 28, 2017 · Amount on File
Deed Book / Page	69212 / 101
Transfer Doc	0069212-81
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077321-12
Date	Mar 24, 2021
Book Page	77321/12
Instrument	65875

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00083330-5
Date	Oct 9, 2024
Book Page	83330/5
Instrument	114356

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073320-453
Date	Sep 23, 2019
Book Page	73320/453
Instrument	144074

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Apr 28, 2017
Property Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Document Number	69212-101
Book / Page	069212 / 000101
Instrument Date	Apr 28, 2017
Instrument	62988
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 STEARNS RD MARLBOROUGH MA 017526095, MARLBOROUGH, MA 01752-6095

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Apr 28, 2017
Property Address	159 STEARNS RD, MARLBOROUGH, MA 01752-6095
Document Number	69212-81
Book / Page	069212 / 000081
Instrument Date	Apr 19, 2017
Instrument	62986
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69212-84
Date	Apr 28, 2017
Book Page	069212/000084
Instrument	62987

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 159 Stearns Rd was $8,064, up 0.7% from the year before.

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,064.00 (+0.74%)	$817,800 (+4.62%) Land $258,900 Building $558,900	$794,580 (-2.98%)
2024	$8,005.00 (-1.25%)	$781,700 (+11.29%) Land $235,500 Building $546,200	$818,995
2023	$8,106.00	$702,400 Land $197,600 Building $504,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Stearns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Stearns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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