159 Steamboat Dr, Gilberts, IL 60136 Property Records

Kane County property record for 159 Steamboat Dr, Gilberts, IL 60136

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,831 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Oct 2009)
Tax Bill	$8,571 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-355-012`

Property Details

APN / Parcel Number

Primary APN	`02-25-355-012`

Exterior

Lot Area	10,831 sqft (0.248 acres)

Location & Zoning

Street Address	159 STEAMBOAT DR
City	GILBERTS
State	IL
Zip	60136-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER TRAILS UNIT 6 LOT 363
Legal Subdivision	TIMBER TRAILS
Legal Block	1
Legal Lot Number	363
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1001
Census Tract	850708

Owner

159 Steamboat Dr is owned and occupied by two individuals who acquired it in February 2010.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	159 STEAMBOAT DR, GILBERTS, IL 60136-4065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2009 · Amount on File
Deed Sale	Oct 29, 2009 · Amount on File
Prior Sale	Jul 9, 2009 · Amount on File
Deed Document Number	200980504
Last Transfer Date	Feb 20, 2010
Transfer Doc	0000019051
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	159 STEAMBOAT DR, GILBERTS, IL 60136-4065
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048509
Date	Oct 3, 2018
Instrument	2018K048509

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.86%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	159 STEAMBOAT DR, GILBERTS, IL 60136-4065
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046519
Date	Sep 21, 2018
Instrument	2018K046519

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	159 STEAMBOAT DR, GILBERTS, IL 60136-4065
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050522
Date	Oct 16, 2018
Instrument	2018K050522

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.86%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	159 STEAMBOAT DR, GILBERTS, IL 60136-4065
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056943
Date	Jul 26, 2021
Instrument	2021K056943

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 159 Steamboat Dr was $8,571 with exemptions applied.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Gilberts Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,571.00 Homeowner's exemption Senior Citizen's exemption
2024		$118,795 Land $29,314 Building $89,481	$356,528 Land $87,977 Building $268,550
2022	$8,344.00 (-1.3%) Homeowner's exemption	$99,049 (+6.32%) Land $24,441 Building $74,608	$297,147 (+6.32%) Land $73,323 Building $223,824
2021	$8,454.00	$93,161 Land $22,988 Building $70,173	$279,483 Land $68,964 Building $210,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 159 Steamboat Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 159 Steamboat Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTS serves 8,366 people · EPA ID IL0890400
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Xfinity.

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