Merced County property record for 159 Spinnaker Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,057 sqft · built 2020 |
| Lot Size | 0.186 acres (8,103 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jan 2020) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Sep 2018 Construction Loan Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-066-000 |
| Primary APN | 150-280-066-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 8,103 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150280066 |
|---|---|
| Street Address | 159 SPINNAKER DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-4790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHAF LKS W #3 LOT 46 |
| Legal Subdivision | SHAF LAKES W 03 |
| Legal Lot Number | 46 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 603 |
Source: Merced County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2018 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Jan 24, 2020 | Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING |
| Jul 23, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Prior Sale | Jul 23, 2018 · Amount on Record |
| Deed Document Number | 2020002851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027732 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018027732 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FRESNO, CA 93720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Document Number | 0000002555 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021002555 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 24, 2020 |
| Property Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Document Number | 0000002851 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020002851 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Document Number | 0000002852 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020002852 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 23, 2018 |
| Property Address | 159 SPINNAKER DR, ATWATER, CA 95301-4790 |
| Document Number | 0000022107 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 22107 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,131.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,711.00 (+5.31%) Homeowner's exemption | $349,961 (+4.04%) Land $82,021 Building $267,940 |
| 2023 | $3,524.00 (+1.12%) Homeowner's exemption | $336,374 Land $78,837 Building $257,537 |
| 2022 | $3,485.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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