159 Secret St, Freeport, FL 32439 Property Records

Walton County property record for 159 Secret St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 2017
Lot Size	0.226 acres (9,846 sqft)
Owner	Individual Name on Record
Last Sale	$265,730 (Apr 2017)
Tax Bill	$2,288 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0280`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0280`
Alternative APN	`1028295`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,311 sqft Living Area
Gross Area	3,061 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,846 sqft (0.226 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	330 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028295
Street Address	159 SECRET ST
City	FREEPORT
State	FL
Zip	32439-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 28 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 3038-2755
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	WHISPERS AT HAMMOCK BAY
Legal Lot Number	28
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	159 SECRET ST, FREEPORT, FL 32439-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 14, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage REGIONS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	20170011771
Deed Book / Page	3038 / 2755
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	159 SECRET ST, FREEPORT, FL 32439-2336
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 SECRET ST, FREEPORT, FL 32439-2336

Mortgage

Document Number	0032670441
Date	Sep 19, 2022
Book Page	3267/441
Instrument	20220041898

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	159 SECRET ST, FREEPORT, FL 32439-2336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031093007
Date	Jun 25, 2019
Book Page	3109/3007
Instrument	20190021049

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 14, 2017
Property Address	159 SECRET ST, FREEPORT, FL 32439-2336
Document Number	0030382755
Book / Page	3038 / 2755
Map Reference	MB17 PG60
Instrument Date	Apr 13, 2017
Instrument	20170011771
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 SECRET ST, FREEPORT, FL 32439-2336

Mortgage

Document Number	0030382756
Date	Apr 14, 2017
Instrument	3038/2756

Lender

Name	REGIONS MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,747 (+2.3%) Land $52,815 Building $339,932	$392,747 (+2.3%) Land $52,815 Building $339,932
2024	$2,288.00 (+3.95%)
2023	$2,201.00 (+5.51%) Homeowner's exemption	$383,913 (+10.88%) Land $40,535 Building $343,378	$383,913 (+10.88%) Land $40,535 Building $343,378
2022	$2,086.00 Homeowner's exemption	$346,251 Land $44,994 Building $301,257	$346,251 Land $44,994 Building $301,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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