Fulton County property record for 159 S Cedar St, Farmington, IL 61531
| Property Type | Single Family Home |
|---|---|
| Details | 874 sqft · built 1940 |
| Lot Size | 0.31 acres (13,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jan 2020) |
| Tax Bill | $1,718 (2024) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-11-205-003 |
| Primary APN | 05-04-11-205-003 |
|---|
| Building Area | 874 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 13,506 sqft (0.31 acres) |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Street Address | 159 S CEDAR ST |
|---|---|
| City | FARMINGTON |
| State | IL |
| Zip | 61531-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT/LOT: 19 LEEPER HITCHCOCK ADD. W 93 S 117 N 210 |
| Legal Subdivision | LEEPER HITCHCOCK ADD |
| Legal Lot Number | 19 |
| Jurisdiction | FULTON IL |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 952800 |
159 S Cedar St is owned and occupied by an individual who bought it in January 2020.
Source: Fulton County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 S CEDAR ST, FARMINGTON, IL 61531-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | Dec 7, 2009 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON IL |
| Recording Date | May 6, 2026 |
| Property Address | 159 S CEDAR ST, FARMINGTON, IL 61531-1107 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | HOMETOWN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 159 S CEDAR ST, FARMINGTON, IL 61531-1107 |
| Date | May 6, 2026 |
|---|
| Name | FLAT BR MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Fulton County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Fulton County |
| County Subdivision | Farmington Township |
| Municipality | Farmington City |
| Unified School District | Farmington Central Community Unit School District 265 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,820 (+3.98%) Land $2,720 Building $28,100 | $92,552 (+3.98%) Land $8,168 Building $84,384 | |
| 2024 | $1,718.00 | $29,640 Land $2,620 Building $27,020 | $89,009 Land $7,868 Building $81,141 |
| 2022 | $28,370 Land $2,510 Building $25,860 | $85,196 Land $7,538 Building $77,658 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 159 S Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1982–2013) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 S Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-FARMINGTON serves 2,448 people · EPA ID IL0570500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid Century Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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