159 Rustling Oaks Dr, Sparta, TN 38583 Property Records

White County property record for 159 Rustling Oaks Dr, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,634 sqft · built 2007
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Dec 2025)
Tax Bill$1,081 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN093023A C 00400

Property Details

APN / Parcel Number

Primary APN093023A C 00400
Alternative APN
  • 023A C 00400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,634 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2013
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
TerrainRolling
Garage TypeFinished
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area175 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address159 RUSTLING OAKS DR
CitySPARTA
StateTN
Zip38583-6897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: WOODLAND POINTE S/D; LOT: 4
Legal SubdivisionWOODLAND POINTE S/D
Legal Lot Number4
JurisdictionWHITE TN
Township / Civil Division7
Census Block Group2
Census Block2039
Census Tract935100

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 12, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Dec 8, 2025Warranty Deed, Transfer · VA Mortgage
GUARANTY MORTGAGE SERVICES LLC
Oct 1, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 20, 2018Warranty Deed, Transfer · Line of Credit
DEREK & CAROL BOHANNON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Prior SaleOct 1, 2021 · Amount on Record
Deed Document Number25004759
Deed Book / PageRB588 / 799
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897

Mortgage

Document Number0RB505/217
DateMar 24, 2022
Book PageRB505/217
Instrument22001405
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2051

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE TN
Property Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897

Mortgage

Document Number00RB529/97
DateApr 12, 2023
Book PageRB529/97
Instrument23001312
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueOct 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateDec 8, 2025
Property Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
Document Number0RB588/799
Book / PageRB588 / 799
Map ReferenceMB 2 PG 60
Instrument DateNov 25, 2025
Instrument25004759
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897

Mortgage

Document Number0025004760
DateDec 8, 2025
Instrument25004760
Lender
NameGUARANTY MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateOct 1, 2021
Property Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
Document NumberRB491/979
Book / PageRB491 / 979
Map ReferenceMB 2 PG 60
Instrument DateSep 27, 2021
Instrument21004649
Transaction TypeTransfer
Record UpdatedOct 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.38
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
InvestorPossibly a Property Investor

Mortgage

Document Number21004650
DateOct 1, 2021
Instrument21004650
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateApr 20, 2018
Property Address159 RUSTLING OAKS DR, SPARTA, TN 38583-6897
Document Number0000001295
Book / Page000414 / 000114
Instrument DateApr 20, 2018
Instrument1295
Transaction TypeTransfer
Record UpdatedMay 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 RUSTLING OAKS DR SPARTA TN 385836897, SPARTA, TN 38583-6897

Mortgage

Document Number1296
DateApr 20, 2018
Book Page000414/000116
Instrument1296
Lender
NameDEREK & CAROL BOHANNON
Address3783 HICKORY VALLEY RD, SPARTA, TN 38583-3723
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,081.00 (+31.51%)$76,650 (+91.27%) Land $7,500 Building $69,150$306,600 (+91.27%) Land $30,000 Building $276,600
2024$822.00$40,075 (-) Land $4,000 Building $36,075
2023$40,075 Land $4,000 Building $36,075
2021$822.00
2020$160,300 Land $16,000 Building $144,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR UTILITY DISTRICT
serves 10,344 people · EPA ID TN0000526
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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