159 Roanoke Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 159 Roanoke Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,054 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Dec 2022)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9642806772`

Property Details

APN / Parcel Number

Primary APN	`9642806772`
Alternative APN	`1010285`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,054 sqft Heated Area
1st Floor Area	1,352 sqft
Upper Floors Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	272 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1010285
Street Address	159 ROANOKE RD
City	FLETCHER
State	NC
Zip	28732-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1010285~R1
Legal Description	RIVER STONE LO263 PL2008-7286
Legal Subdivision	RIVER STONE
Legal Block	80
Legal Lot Number	6772
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	1
Census Block	1014
Census Tract	930501

Owner

159 Roanoke Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	2022991609
Deed Book / Page	4000 / 190
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 28, 2022
Property Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Document Number	0040000190
Book / Page	4000 / 190
Map Reference	SL 7286
Instrument Date	Dec 27, 2022
Instrument	991609
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2017, HENDERSONVILLE, NC 28793-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ROANOKE RD, FLETCHER, NC 28732-7923

Mortgage

Document Number	0000991610
Date	Dec 28, 2022
Instrument	991610

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038220525
Date	Nov 18, 2021
Book Page	3822/525
Instrument	967668

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038000130
Date	Oct 11, 2021
Book Page	3800/130
Instrument	964770

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031840326
Date	Apr 10, 2018
Book Page	3184/326

Lender

Name	ENTEGRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	159 ROANOKE RD, FLETCHER, NC 28732-7923
Document Number	0032640340
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 ROANOKE RD FLETCHER NC 287327923, FLETCHER, NC 28732-7923

Mortgage

Document Number	0032640340
Date	Oct 29, 2018
Book Page	003264/000340
Instrument	893207

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 159 Roanoke Rd was $3,478.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,000 Land $160,000 Building $489,000
2025	$3,478.00
2023		$649,000 Land $160,000 Building $489,000	$649,000 Land $160,000 Building $489,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Roanoke Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2018–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Roanoke Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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