159 River Ridge Way, Folsom, CA 95630 Property Records

Sacramento County property record for 159 River Ridge Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,122 sqft · built 1985
Lot Size	0.261 acres (11,360 sqft)
Owner	Trust Name on File
Last Sale	$425,000 (Aug 2010)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-0930-020-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0930-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,122 sqft Living Area
1st Floor Area	2,521 sqft
2nd Floor Area	601 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	11,360 sqft (0.261 acres)
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,595 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	159 RIVER RIDGE WAY
City	FOLSOM
State	CA
Zip	95630-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 02C, LOT 72
Legal Subdivision	AMERICAN RIVER CANYON 02C
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2014
Census Tract	8209

Owner

159 River Ridge Way is owner-occupied and held in a trust since June 2022.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 2, 2022	Intrafamily Transfer, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MTG
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2010 · Amount on File
Deed Sale	Aug 27, 2010 · Amount on File
Prior Sale	Jul 21, 2004 · Amount on File
Deed Book / Page	20100827 / 1702
Last Transfer Date	Jun 24, 2022
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863

Mortgage

Document Number	0000000294
Date	Aug 10, 2022
Instrument	2022081000294

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 2, 2022
Property Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863
Document Number	0000000899
Map Reference	MB 139 MAP 8
Instrument Date	Jun 24, 2022
Instrument	2022090200899
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863
Document Number	2006291638
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	159 RIVER RIDGE WAY FOLSOM CA 956301863, FOLSOM, CA 95630-1863

Mortgage

Document Number	2006291638
Date	Jun 29, 2020
Instrument	2006291638

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2040

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	159 RIVER RIDGE WAY, FOLSOM, CA 95630-1863
Document Number	1809240277
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVER RIDGE WAY FOLSOM CA 956301863, FOLSOM, CA 95630-1863

Mortgage

Document Number	1809240277
Date	Sep 24, 2018
Instrument	1809240277

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 159 River Ridge Way was $5,862 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,378 (+2%) Land $235,219 Building $320,159
2025	$5,862.00 (+2.13%) Homeowner's exemption	$544,489 Land $230,607 Building $313,882
2024	$5,740.00 (+1.85%)
2023	$5,636.00 (+1.49%) Homeowner's exemption	$523,348 Land $221,653 Building $301,695
2022	$5,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 159 River Ridge Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 159 River Ridge Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net.

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