Loudon County property record for 159 River Rd W, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,000 sqft · built 1956 |
| Lot Size | 3.61 acres (157,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Apr 2004) |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-004.00 |
| Primary APN | 040-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 2,000 sqft |
| Basement Area | 176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 157,252 sqft (3.61 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 820 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 152 sqft |
| Shed | 1 Shed |
| Shed Area | 615 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 159 RIVER RD W |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-5419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | 01 043 043 00700 000 |
| Legal Subdivision | NANCE SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 60600 |
159 River Rd W is owned and occupied by an individual who acquired it in July 2021.
Source: Loudon County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 RIVER RD W, LOUDON, TN 37774-5419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Line of Credit Y-12 FCU |
| Aug 18, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2004 · Amount on File |
| Deed Sale | Apr 7, 2004 · Amount on File |
| Prior Sale | Jan 26, 1998 · Amount on File |
| Deed Book / Page | 283 / 802 |
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0D0438/803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 159 RIVER RD W, LOUDON, TN 37774-5419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0T1636/301 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | T1636/301 |
| Instrument | 23001034 |
| Name | Y-12 FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Aug 18, 2021 |
| Property Address | 159 RIVER RD W, LOUDON, TN 37774-5419 |
| Document Number | 0D0438/803 |
| Book / Page | D0438 / 803 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 21010769 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 WALOSI WAY, LOUDON, TN 37774-3041 |
The 2025 property tax bill for 159 River Rd W was $1,207, up 32.6% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 (+32.64%) | $68,275 (+32.64%) Land $13,800 Building $54,475 | $273,100 Land $55,200 Building $217,900 |
| 2024 | $910.00 | $51,475 (-) Land $13,800 Building $37,675 | |
| 2023 | $51,475 Land $13,800 Building $37,675 | ||
| 2021 | $273,100 Land $55,200 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 159 River Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 River Rd W is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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