159 River Rd, Gouverneur, NY 13642 Property Records

St. Lawrence County and Fowler Town property record for 159 River Rd, Gouverneur, NY 13642

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,704 sqft · built 1959
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Sep 2021)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Sale
APN	`403800 173.002-2-15.1`

Property Details

APN / Parcel Number

Primary APN	`403800 173.002-2-15.1`
Alternative APN	`380017300200020150010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	100,188 sqft (2.3 acres)
Lot Width	234 ft Width
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	1,824 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	1,068 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	403800 173.002-2-15.1
Street Address	159 RIVER RD
City	GOUVERNEUR
State	NY
Zip	13642-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROAD RIVER RIVER HUBBARD 234X161X389X112X522
Legal Block	2
Legal Lot Number	15.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	FOWLER
Census Block Group	1
Census Block	1010
Census Tract	492600

Owner

159 River Rd is owned by two individuals who bought it in September 2021.

Source: St. Lawrence County and Fowler Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12969 STATE ROUTE 812, HARRISVILLE, NY 13648-2208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHERN CU
Oct 26, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	202112438
Prior Transfer Date	Sep 30, 2002
Prior Transfer Doc	2002016914
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 16, 2021
Property Address	159 RIVER RD, GOUVERNEUR, NY 13642-3118
Document Number	12438
Instrument Date	Aug 17, 2021
Instrument	R-2021-00012438
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 ELM ST, 60, POTSDAM, NY 13676-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12969 STATE ROUTE 812, HARRISVILLE, NY 13648-2208

Mortgage

Document Number	12439
Date	Sep 16, 2021
Instrument	R-2021-00012439

Lender

Name	NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	12440
Date	Sep 16, 2021
Instrument	R-2021-00012440

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 26, 2018
Property Address	159 RIVER RD, GOUVERNEUR, NY 13642-3118
Document Number	0000014554
Instrument Date	Oct 15, 2018
Instrument	14554
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	149 RIVER RD GOUVERNEUR NY 136423118, GOUVERNEUR, NY 13642-3118

Tax Assessment & Valuation

The 2026 property tax bill for 159 River Rd was $2,904, down 1.5% from the year before.

Source: St. Lawrence County and Fowler Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Fowler Town
Unified School District	Gouverneur Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (-1.49%)
2025	$2,948.00	$11,000 Land $2,000 Building $9,000	$137,500 Land $25,000 Building $112,500
2023		$11,000 Land $2,000 Building $9,000	$125,000 Land $22,727 Building $102,273

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 159 River Rd; there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Jan 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile.

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