159 River Birch Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 159 River Birch Dr, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 1999
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Feb 2024)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9653436560`

Property Details

APN / Parcel Number

Primary APN	`9653436560`
Alternative APNs	`00965343656055` `9963854`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,144 sqft Heated Area
1st Floor Area	1,044 sqft
Upper Floors Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9963854
Street Address	159 RIVER BIRCH DR
City	FLETCHER
State	NC
Zip	28732-8695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9963854~R-
Legal Description	SBDV4006 LO46 PL2000-3533
Legal Subdivision	RIVERBIRCH (4006)
Legal Block	43
Legal Lot Number	6560
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	4
Census Block	4009
Census Tract	930600

Owner

159 River Birch Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage PIEDMONT ADVANTAGE CU
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on File
Deed Sale	Feb 12, 2024 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20241010204
Deed Book / Page	4133 / 269
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 12, 2024
Property Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695
Document Number	0041330269
Book / Page	4133 / 269
Instrument Date	Feb 8, 2024
Instrument	1001010204
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 BUSBEE RD, ASHEVILLE, NC 28803-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695

Mortgage

Document Number	0041330272
Date	Feb 12, 2024
Book Page	4133/272
Instrument	1001010205

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	10800 MAIN ST, FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035390216
Date	Aug 7, 2020
Book Page	3539/216
Instrument	930658

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 17, 2017
Property Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695
Document Number	0030420116
Book / Page	3042 / 116
Instrument Date	Apr 17, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVER BIRCH DR, FLETCHER, NC 28732-8695

Mortgage

Document Number	0030420119
Date	Apr 17, 2017
Book Page	3042/119

Lender

Name	AMERICAN SECURITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 159 River Birch Dr was $1,935.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,000 Land $100,000 Building $349,000
2025	$1,935.00
2023		$449,000 Land $100,000 Building $349,000	$449,000 Land $100,000 Building $349,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 River Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 River Birch Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Optimum, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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