159 Riva Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 159 Riva Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1962
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2017)
Tax Bill	$8,786 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`11-00044-01-00009`

Property Details

APN / Parcel Number

Primary APN	`11-00044-01-00009`
Alternative APNs	`1100044000100009` `1100044A00009`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100044A00009
Street Address	159 RIVA AVE
City	MILLTOWN
State	NJ
Zip	08850-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	50X108
Legal Subdivision	ELISE F CREENING SEC 1
Legal Block	44.1
Legal Lot Number	9
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	3
Census Block	3013
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Construction Mortgage US BANK
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MILLENIUM HOME MORTGAGE LLC
Feb 7, 2017	Grant Deed, Transfer · FHA Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	2017420
Deed Book / Page	6935 / 161
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 28, 2026
Property Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Document Number	0000062436
Book / Page	20139 / 1771
Instrument Date	Sep 17, 2026
Instrument	202662436
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435

Mortgage

Document Number	0000062436,
Date	Sep 28, 2026
Book Page	20139/1771
Instrument	202662436

Lender

Name	US BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069101
Date	Aug 2, 2022
Book Page	18999/461
Instrument	2022069101

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021056666
Date	Apr 26, 2021
Book Page	18412/1408
Instrument	2021056666

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053329
Date	Jun 19, 2020
Book Page	17914/119
Instrument	2020053329

Lender

Name	MILLENIUM HOME MORTGAGE LLC
Type	Mortgage Company
Address	WESTFIELD, NJ 07090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 7, 2017
Property Address	159 RIVA AVE, MILLTOWN, NJ 08850-1435
Document Number	0000002863
Book / Page	006935 / 000161
Instrument Date	Jan 24, 2017
Instrument	2863
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 RIVA AVE MILLTOWN NJ 088501435, MILLTOWN, NJ 08850-1435

Mortgage

Document Number	4406
Date	Feb 7, 2017
Book Page	016666/000245
Instrument	4406

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,400 (-) Land $54,800 Building $71,600	$126,400 (-) Land $54,800 Building $71,600
2025	$8,786.00 (+2.92%)	$126,400 (-) Land $54,800 Building $71,600	$126,400 (-) Land $54,800 Building $71,600
2024	$8,537.00 (+2.33%)
2023		$126,400 Land $54,800 Building $71,600	$126,400 Land $54,800 Building $71,600
2022	$8,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1989–2021)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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