159 Regulator Dr N, Cambridge, MD 21613 Property Records

Dorchester County property record for 159 Regulator Dr N, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,359 sqft · built 2021
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2026)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-213522`

Property Details

APN / Parcel Number

Primary APN	`07-213522`
Alternative APN	`213522`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,359 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	213522
Street Address	159 REGULATOR DR N
City	CAMBRIDGE
State	MD
Zip	21613-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159-10,000 SQ FT S/S REGULATOR DR NO CAMBRIDGE
Legal Subdivision	LONGBOAT ESTATES
Legal Lot Number	159
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4037
Census Tract	970702

Owner

Source: Dorchester County records · APN 07-213522

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 08, 2026	Deed, Transfer · Conventional Mortgage LEADERS CREDIT UNION
Nov 28, 2022	Re-recorded Document · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Oct 07, 2021	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 26, 2018	Grant Deed, Construction Loan · Line of Credit HEBRON SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Book / Page	2013 / 212
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	1781000383
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 08, 2026
Property Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	2013000212
Book / Page	2013 / 212
Instrument Date	Apr 07, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$328,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364

Mortgage

Document Number	2013000223,
Date	May 08, 2026
Book Page	2013/223

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DORCHESTER MD
Recording Date	Nov 28, 2022
Property Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	0017810383
Book / Page	1781 / 383
Map Reference	MB 50 PG 219-223
Instrument Date	Aug 31, 2021
Record Updated	Jul 24, 2024
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$22.23
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364

Mortgage

Document Number	0001777415
Date	Nov 28, 2022
Instrument	1777/415

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 01, 2051

Mortgage

Document Number	0017770415
Date	Nov 09, 2022
Book Page	1777/415

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Sep 01, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 07, 2021
Property Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	0016860484
Book / Page	1686 / 484
Map Reference	MB 5 PL 219-223
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001686496
Date	Oct 07, 2021
Instrument	1686/496

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2051

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 26, 2018
Property Address	159 REGULATOR DR N, CAMBRIDGE, MD 21613-1364
Document Number	0014700252
Book / Page	001470 / 000252
Instrument Date	Jun 25, 2018
Transaction Type	Construction Loan
Record Updated	Jul 13, 2018
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2205 COMMERCE RD FOREST HILL MD 210502566, FOREST HILL, MD 21050-2566
Investor	Possibly a Property Investor

Mortgage

Document Number	14700259
Date	Jun 26, 2018
Book Page	001470/000259

Lender

Name	HEBRON SVGS BK
Type	Federal Savings Bank
Address	PO BOX 59, HEBRON, MD 21830-0059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 25, 2021

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	14700287,
Date	Jun 26, 2018
Book Page	001470/000287

Lender

Name	HEBRON SVGS BK
Type	Federal Savings Bank
Address	HEBRON, MD 21830

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,467 (+4.08%)	$260,400 (+12.24%) Land $41,600 Building $218,800
2025	$4,357.00 (-4.09%) Homeowner's exemption	$232,000 (-5.61%) Land $21,600 Building $210,400	$232,000 (-14.33%) Land $21,600 Building $210,400
2023	$4,543.00 (+75.13%) Homeowner's exemption	$245,800 (+5.36%)	$270,800 (+16.07%) Land $21,600 Building $249,200
2022	$2,594.00	$233,300 Land $21,600 Building $211,700	$233,300 Land $21,600 Building $211,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), as of April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199707024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Based on FCC filings for 93 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Regulator Dr N

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