Winchester Town property record for 159 Pratt St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1979 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,500 (Aug 2023) |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2025 Line of Credit + 2 more |
| APN | WINC M:115 B:069 L:006D |
| Primary APN | WINC M:115 B:069 L:006D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4037 |
|---|---|
| Street Address | 159 PRATT ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 69 |
| Legal Lot Number | 6D |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 320200 |
Source: Winchester Town records · APN WINC M:115 B:069 L:006D
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 PRATT ST, WINSTED, CT 06098-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY |
| Jun 17, 2025 | Quit Claim Deed, Transfer · Line of Credit NORTHWEST COMMUNITY BANK |
| Aug 10, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Aug 30, 2019 | Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Mar 01, 2010 · Amount on Record |
| Deed Document Number | 20231849 |
| Deed Book / Page | 478 / 501 |
| Last Transfer Date | Jun 09, 2025 |
| Transfer Doc | 0000001020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 159 PRATT ST, WINSTED, CT 06098-2061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000469-753 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 469/753 |
| Instrument | 1163120004 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jun 17, 2025 |
| Property Address | 159 PRATT ST, WINSTED, CT 06098-2061 |
| Document Number | 000490-414 |
| Book / Page | 490 / 414 |
| Instrument Date | Jun 09, 2025 |
| Instrument | 2025-00001020 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1538490014 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 1538490014 |
| Name | NORTHWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Aug 10, 2023 |
| Property Address | 159 PRATT ST, WINSTED, CT 06098-2061 |
| Document Number | 000478-501 |
| Book / Page | 478 / 501 |
| Instrument Date | Aug 02, 2023 |
| Instrument | 20230-00001849 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 TWIN BROOK DR, SHELTON, CT 06484-3421 |
| Document Number | 1367040012 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 1367040012 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Aug 30, 2019 |
| Property Address | 159 PRATT ST, WINSTED, CT 06098-2061 |
| Document Number | 448-58 |
| Book / Page | 000448 / 000058 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | UNKNOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 PRATT ST WINSTED CT 060982061, WINSTED, CT 06098-2061 |
| Document Number | 448-60 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 000448/000060 |
| Instrument | 10015 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: Winchester Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,259.00 | $111,720 (-7.91%) Land $28,280 Building $83,440 | $78,204 Land $19,796 Building $58,408 |
| 2024 | $3,259.00 (+1.81%) | ||
| 2023 | $3,201.00 (+7.78%) | $121,310 (+37%) Land $28,420 Building $92,890 | |
| 2022 | $2,970.00 | $88,550 Land $20,720 Building $67,830 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINSTED WATER WORKS serves 7,784 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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