159 Plateau Rd, Louisa, VA 23093 Property Records

Louisa County property record for 159 Plateau Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Nov 2025)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14A 1 14`

Property Details

APN / Parcel Number

Primary APN	`14A 1 14`
Alternative APNs	`2208` `2142`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	80 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2142
Street Address	159 PLATEAU RD
City	LOUISA
State	VA
Zip	23093-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N ANNA RIVER SCOTT SUB LOT 14 DB 2050/148 0.929 AC
Legal Subdivision	ANNA RIVER SCOTT SUB
Legal Lot Number	14
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 PLATEAU RD, LOUISA, VA 23093-5536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Sep 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF VIRGINIA COMMUNITY CU
Nov 20, 2025	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Jun 16, 2010 · Amount on Record
Deed Document Number	202510827
Deed Book / Page	2050 / 148
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	159 PLATEAU RD, LOUISA, VA 23093-5536
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	PARTNERS ESCROW AND TITLE, PARTNERS ESCROW & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 PLATEAU RD, LOUISA, VA 23093-5536

Mortgage

Document Number	001885/132
Date	Feb 15, 2023
Book Page	1885/132
Instrument	202300001201

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	159 PLATEAU RD, LOUISA, VA 23093-5536
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	PARTNERS ESCROW AND TITLE, PARTNERS ESCROW AND TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 PLATEAU RD, LOUISA, VA 23093-5536

Mortgage

Document Number	001973/617
Date	Sep 5, 2024
Book Page	1973/617
Instrument	202400007858

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.91%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	3.91%
Max Rate At Change	7.91%
Index	1-Year T-Bill
Max Rate	10.9%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 20, 2025
Property Address	159 PLATEAU RD, LOUISA, VA 23093-5536
Document Number	002050/148
Book / Page	2050 / 148
Map Reference	MB 7 PG 70
Instrument Date	Nov 4, 2025
Instrument	202500010827
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 PLATEAU RD, LOUISA, VA 23093-5536

Mortgage

Document Number	0002050152
Date	Nov 20, 2025
Instrument	2050/152

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,740 (+0.68%) Land $147,200 Building $258,540	$405,740 (+0.68%) Land $147,200 Building $258,540
2025	$2,901.00 (+3.76%)	$403,000 (+3.81%) Land $147,200 Building $255,800	$403,000 (+3.81%) Land $147,200 Building $255,800
2024	$2,796.00 (+87.78%)
2023		$388,200 Land $126,500 Building $261,700
2022	$1,489.00		$388,200 Land $126,500 Building $261,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: FiberLync.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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