159 Payer Ln, Mystic, CT 06355 Property Records

Groton Town property record for 159 Payer Ln, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,840 sqft · built 1992
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Jan 2025 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:261913027616`

Property Details

APN / Parcel Number

Primary APN	`GROT M:261913027616`
Alternative APNs	`261913027616` `154002000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Deck Area	Deck Area
Greenhouse	Greenhouse
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	261913027616
Street Address	159 PAYER LN
City	MYSTIC
State	CT
Zip	06355-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3008
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 PAYER LN, MYSTIC, CT 06355-1644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 10, 2025
Record Updated	Sep 20, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Jan 10, 2025
Property Address	159 PAYER LN, MYSTIC, CT 06355-1644
Document Number	001316-316
Book / Page	1316 / 316
Instrument Date	Jan 10, 2025
Transaction Type	Transfer
Record Updated	Jan 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	159 PAYER LN, MYSTIC, CT 06355-1644

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	159 PAYER LN, MYSTIC, CT 06355-1644
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1261-333
Date	Aug 24, 2021
Book Page	1261/333
Instrument	5088290005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	159 PAYER LN, MYSTIC, CT 06355-1644
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1223-823
Date	Nov 22, 2019
Book Page	1223/823
Instrument	4975980005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,077.00	$333,480 (-) Land $161,441 Building $172,039	$233,436 Land $113,009 Building $120,427
2024	$9,077.00 (+11.98%)
2023	$8,106.00 (+2.25%)	$333,480 (-) Land $87,710 Building $245,770
2022	$7,928.00	$333,480 Land $87,710 Building $245,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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