159 Panorama Dr, Murray, KY 42071 Property Records

Calloway County property record for 159 Panorama Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft
Lot Size	0.407 acres (17,766 sqft)
Owner	2 Company Names on Record
Last Sale	$129,500 (Nov 2016)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088-A-0039`

Property Details

APN / Parcel Number

Primary APN	`088-A-0039`
Alternative APN	`41680`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,020 sqft
Basement Area	1,008 sqft
Family Room	Family Room

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,766 sqft (0.407 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	1,008 sqft
Patio Area	288 sqft
Greenhouse	288 sqft
Poultry House	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	41680
Street Address	159 PANORAMA DR
City	MURRAY
State	KY
Zip	42071-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88A-39--41 159 PANARAMA DRIVE
Legal Subdivision	PANORAMA SHORES 01
Jurisdiction	CALLOWAY KY
Township / Civil Division	NEW CONCORD
Census Block Group	2
Census Block	2059
Census Tract	10800

Owner

Source: Calloway County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	159 PANORAMA DR, MURRAY, KY 42071-5412
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	Apr 29, 2011 · Amount on Record
Deed Document Number	2016607454
Deed Book / Page	1116 / 106
Last Transfer Date	Apr 13, 2026
Transfer Doc	0000725491
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 21, 2026
Property Address	159 PANORAMA DR, MURRAY, KY 42071-5412
Document Number	0000725491
Book / Page	1539 / 413
Instrument Date	Apr 13, 2026
Instrument	2026725491
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	159 PANORAMA DR, MURRAY, KY 42071-5412

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	159 PANORAMA DR, MURRAY, KY 42071-5412
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001307/636
Date	Apr 13, 2021
Book Page	1307/636
Instrument	648405

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00 (-1.6%)	$150,000 (-)	$150,000 (-)
2023	$1,375.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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