Buncombe County property record for 159 Oneil Cir, Swannanoa, NC 28778
| Property Type | Mobile Home |
|---|---|
| Details | 1,716 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Nov 2001) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9698-98-9455-00000 |
| Primary APN | 9698-98-9455-00000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Masonry |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 256 sqft |
| Patio Area | 16 sqft |
| Heating System | HVAC |
|---|
| Old Parcel Number | 969808988399000 |
|---|---|
| Street Address | 159 ONEIL CIR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3419 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | DEED DATE: 11/30/2001 DEE |
| Legal Description | DEED DATE: 11/30/2001 DEED: 2649-0759 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Subdivision | MONICA L SEIBOLD & JEFFREY C L |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 3103 |
159 Oneil Cir, a mobile home, is owned and occupied by two individuals who bought it in November 2001.
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 159 ONEIL CIR, SWANNANOA, NC 28778-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2001 · Amount on File |
| Deed Sale | Nov 30, 2001 · Amount on File |
| Deed Document Number | 0002649759 |
| Deed Book / Page | 2649 / 759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 159 ONEIL CIR, SWANNANOA, NC 28778-3419 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 159 ONEIL CIR, SWANNANOA, NC 28778-3419 |
| Document Number | 0063460008 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 6346/8 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2038 |
The 2025 property tax bill for 159 Oneil Cir was $737.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 | $105,900 | |
| 2023 | $675.00 | $105,900 | $105,900 Land $46,900 Building $59,000 |
| 2021 | $105,900 Land $31,900 Building $74,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Oneil Cir in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Oneil Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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