Somerset County and Bridgewater Township property record for 159 Oak St, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,274 sqft · built 1965 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jul 2022) |
| Tax Bill | $7,488 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00152-0000-00026 |
| Primary APN | 06-00152-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 159 OAK ST |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | INCL BLK 152 LOT 26 F/K/A BLK 15 LOTS 32 & 34 |
| Legal Subdivision | NEW JERSEY SOMERVILLE REALTY C |
| Legal Block | 152 |
| Legal Lot Number | 26 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50701 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 OAK ST, BRIDGEWATER, NJ 08807-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jun 17, 1999 · Amount on Record |
| Deed Document Number | 202233359 |
| Deed Book / Page | 7460 / 3479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 29, 2022 |
| Property Address | 159 OAK ST, BRIDGEWATER, NJ 08807-2751 |
| Document Number | 0000033359 |
| Book / Page | 7460 / 3479 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022033359 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2801 TROTWOOD AVE, 2801, COLUMBIA, TN 38401-4975 |
| Name | Verified Name |
|---|---|
| Address | 159 OAK ST, BRIDGEWATER, NJ 08807-2751 |
| Document Number | 0000033360 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022033360 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 159 OAK ST, BRIDGEWATER, NJ 08807-2751 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000017429 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 7441/1510 |
| Instrument | 2022017429 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 159 OAK ST, BRIDGEWATER, NJ 08807-2751 |
| Document Number | 0000022668 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 159 OAK ST BRIDGEWATER NJ 088072751, BRIDGEWATER, NJ 08807-2751 |
| Document Number | 0000022668 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 007215/002931 |
| Instrument | 22668 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2030 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,000 (+11.81%) Land $202,500 Building $222,500 | $425,000 (+11.81%) Land $202,500 Building $222,500 | |
| 2025 | $7,488.00 (+5.27%) | $380,100 (+17.93%) Land $177,500 Building $202,600 | $380,100 (+17.93%) Land $177,500 Building $202,600 |
| 2024 | $7,113.00 (+17.57%) | ||
| 2023 | $322,300 Land $177,500 Building $144,800 | $322,300 Land $177,500 Building $144,800 | |
| 2022 | $6,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 57 (1979–2023) |
| Claims Outside the SFHA | 20 of 57 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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