159 Oak Dr, Bandera, TX 78003 Property Records

Bandera County property record for 159 Oak Dr, Bandera, TX 78003

Property Summary

Property Type	Mobile Home
Details	1,624 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$185,052 (Feb 2025)
Tax Bill	$614 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14580-00000-0320`

Property Details

APN / Parcel Number

Primary APN	`14580-00000-0320`
Alternative APN	`150802`

Interior

Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14580-00000-0320
Street Address	159 OAK DR
City	BANDERA
State	TX
Zip	78003
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LAKEWOOD PARK LT 32 1 ACRES TEX0467353/54
Legal Subdivision	LAKEWOOD PARK
Legal Lot Number	32
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2012
Census Tract	103

Owner

159 Oak Dr, a mobile home, is owned and occupied by an individual who bought it in February 2025.

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	159 OAK FOREST LN, LAKEHILLS, TX 78063-6247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Feb 24, 2025	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Deed Document Number	2025268460
Deed Book / Page	1368 / 575
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	159 OAK DR, BANDERA, TX 78003-6198
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 OAK FOREST LN, LAKEHILLS, TX 78063-6247

Mortgage

Document Number	001390/844
Date	Oct 31, 2025
Book Page	1390/844
Instrument	272061

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Feb 24, 2025
Property Address	159 OAK DR, BANDERA, TX 78003-6198
Document Number	001368/575
Book / Page	1368 / 575
Map Reference	VOL 6 PG 115
Instrument Date	Feb 21, 2025
Instrument	268460
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WESTERN TITLE/BANDERA INC, WESTERN TITLE OF BANDERA INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 OAK FOREST LN, LAKEHILLS, TX 78063-6247

Mortgage

Document Number	0000268461
Date	Feb 24, 2025
Instrument	268461

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 159 Oak Dr was $614 with a homeowner's exemption, up 13.7% from the year before.

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00 (+13.7%) Homeowner's exemption	$110,900 Land $62,000 Building $70,900	$132,900 Land $62,000 Building $70,900
2024	$540.00 (-42.12%)
2023	$933.00 Homeowner's exemption	$138,010 Land $59,000 Building $79,010	$138,010 Land $59,000 Building $79,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Oak Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKEWOOD WATER private · serves 816 people · EPA ID TX0100047
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

May also be available: VTX Communications.

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