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159 N Bay Harbor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 159 N Bay Harbor Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,460 sqft · built 2008
Lot Size0.187 acres (8,150 sqft)
OwnerCompany Name on File
Last Sale$1,325,000 (Jul 2020)
Tax Bill$13,663 (2024)
Deeds & MortgagesMar 2022 Sale
Jul 2020 Sale
Flood ZoneZone AE (high risk)
APN00489730-000000

Property Details

APN / Parcel Number

Primary APN00489730-000000
Alternative APNs
  • 13623800489730000000
  • 1604771

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,460 sqft Living Area
Gross Area2,828 sqft
1st Floor Area2,460 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,150 sqft (0.187 acres)
Garage TypeAttached
Garage Area368 sqft

Exterior Amenities

Pool Area375 sqft
PorchOpen Porch
Porch Area1,114 sqft
Deck AreaDeck Area
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1604771
Street Address159 N BAY HARBOR DR
CityKEY LARGO
StateFL
Zip33037-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionAMENDED PLAT OF BAY HARBOR PB2-91 KEY LARGO LOTS 29-30 BK 1B OR369-686 OR510-915DC OR652-186 PROBATE DOCKET 76-69-4 OR716-411 OR739-497 OR882-1549 OR1380-2481/82 OR1655-547/49 OR1930-2055 OR2898-2438D/C OR3033-1134 OR3160-0765
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionBAY HARBOR AMD
Legal Block1B
Legal Lot Number29-30
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1038
Census Tract970600

Owner

159 N Bay Harbor Dr is owned by a company that bought it in July 2020.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address7300 CAPILLA CT, MIAMI, FL 33143-6115
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 23, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2020 · Amount on File
Deed SaleJul 23, 2020 · Amount on File
Prior SaleSep 16, 2003 · Amount on File
Deed Document Number20202274243
Deed Book / Page3033 / 1134
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 11, 2022
Property Address159 N BAY HARBOR DR, KEY LARGO, FL 33037-2005
Document Number0031600765
Book / Page3160 / 765
Map ReferenceMB 2 PG 91
Instrument DateFeb 16, 2022
Instrument2365379
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7300 CAPILLA CT, 7300, CORAL GABLES, FL 33143-6115

Transferred To (Grantee/Buyer)

NameVerified Name
Address7300 CAPILLA CT, CORAL GABLES, FL 33143-6115

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 23, 2020
Property Address159 N BAY HARBOR DR, KEY LARGO, FL 33037-2005
Document Number0030331134
Book / Page003033 / 001134
Instrument DateJul 21, 2020
Instrument2274243
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$9,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5101 SW 74TH TER CORAL GABLES FL 331436005, CORAL GABLES, FL 33143-6005

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708,431 Land $1,053,469 Building $654,962$1,708,431 Land $1,053,469 Building $654,962
2024$13,663.00 (-2.95%)
2023$14,079.00 (+30.57%)$1,676,758 (+15.1%) Land $974,740 Building $702,018$1,676,758 (+15.1%) Land $974,740 Building $702,018
2022$10,783.00$1,456,723 Land $749,800 Building $706,923$1,456,723 Land $749,800 Building $706,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 N Bay Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 N Bay Harbor Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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