159 N 2nd St, Ashland, OR 97520 Property Records

Jackson County property record for 159 N 2nd St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 813 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Aug 2014)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E09BA9400`

Property Details

APN / Parcel Number

Primary APN	`391E09BA9400`
Alternative APNs	`391E09BA09400` `10065224`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	813 sqft Living Area
Gross Area	1,218 sqft
1st Floor Area	813 sqft
Attic	Attic
Attic Area	405 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1992
Roof Material	Other
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Detached
Garage Area	192 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	159 N 2ND ST
City	ASHLAND
State	OR
Zip	97520-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01E
Legal Township	39S
Legal Section	09
Legal Quarter	2
Legal Subdivision	RAILROAD ADDITION
Legal Block	1
Legal Lot Number	32
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1031
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashland Downtown Historic District listed 2000 · 61 contributing resources · NRIS 00000446

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 N 2ND ST, ASHLAND, OR 97520-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit ROGUE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2014 · Amount on Record
Deed Sale	Aug 15, 2014 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	201421581
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0000016131
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	159 N 2ND ST, ASHLAND, OR 97520-1934
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 N 2ND ST, ASHLAND, OR 97520-1934

Mortgage

Document Number	0000022308
Date	Jul 14, 2022
Instrument	2022-022308

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	159 N 2ND ST, ASHLAND, OR 97520-1934
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003406
Date	Jan 31, 2022
Instrument	2022-003406

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 1, 2041

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	159 N 2ND ST, ASHLAND, OR 97520-1934
Document Number	0000002053
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 N 2ND ST ASHLAND OR 975201934, ASHLAND, OR 97520-1934

Mortgage

Document Number	0000002053
Date	Jan 24, 2019
Instrument	2053

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 23, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,300 (+3%)	$481,760 (+14.8%) Land $238,070 Building $243,690
2025	$3,079.00 (+2.12%)	$194,470 (+3%) Land $131,670 Building $62,800	$419,650 (+36.6%) Land $212,000 Building $207,650
2024	$3,015.00 (+3.36%)	$188,810 (+2.99%) Land $123,300 Building $65,510	$307,210 (-24.29%) Land $206,000 Building $101,210
2023	$2,917.00 (+3.33%)	$183,320 (+2.99%) Land $119,720 Building $63,600	$405,770 (-6.83%) Land $349,500 Building $56,270
2022	$2,823.00	$177,990 Land $116,240 Building $61,750	$435,500 Land $349,060 Building $86,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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