159 Mill St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 159 Mill St, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,464 sqft · built 1902
Lot Size	0.335 acres (14,601 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Oct 2004)
Tax Bill	$9,282 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`446-1-1`

Property Details

APN / Parcel Number

Primary APN	`446-1-1`
Alternative APN	`HAVE M:0446 B:00001 L:1`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,464 sqft Living Area
Gross Area	7,576 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,601 sqft (0.335 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	446-1-1
Street Address	159 MILL ST
City	HAVERHILL
State	MA
Zip	01830-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1000
Census Tract	260301

Owner

159 Mill St is owned and occupied by two individuals who bought it in October 2004.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 MILL ST, HAVERHILL, MA 01830-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENTUCKET BANK
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2004 · Amount on File
Deed Sale	Oct 22, 2004 · Amount on File
Deed Book / Page	23537 / 73
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	159 MILL ST, HAVERHILL, MA 01830-4113
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041036-342
Date	Jun 30, 2022
Book Page	41036/342
Instrument	20220630000400

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	159 MILL ST, HAVERHILL, MA 01830-4113
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39695-387
Date	Mar 29, 2021
Book Page	39695/387
Instrument	20210329000390

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	159 MILL ST, HAVERHILL, MA 01830-4113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38676-335
Date	Jul 2, 2020
Book Page	38676/335
Instrument	20200702000540

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	159 MILL ST, HAVERHILL, MA 01830-4113
Document Number	37492-245
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 MILL ST HAVERHILL MA 018304113, HAVERHILL, MA 01830-4113

Mortgage

Document Number	37492-245
Date	May 7, 2019
Book Page	037492/000245
Instrument	7000390

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 159 Mill St was $9,282, up 7.8% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,282.00 (+7.83%)	$866,700 (+7.13%) Land $190,500 Building $676,200	$814,910
2024	$8,608.00 (+4.18%)	$809,000 (+9.16%) Land $187,200 Building $621,800
2023	$8,263.00	$741,100 Land $177,100 Building $564,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures