159 Middle St, Spencer, IN 47460 Property Records

Owen County property record for 159 Middle St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1980
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Tax Bill	$222 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-10-20-400-400.754-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-20-400-400.754-028`
Alternative APN	`00001036500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001036500
Street Address	159 MIDDLE ST
City	SPENCER
State	IN
Zip	47460-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLOPS ADD PT LOT 5 DAVIS LINDA K
Legal Subdivision	GALLOPS ADD
Legal Tract	1
Legal Lot Number	5
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3012
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 MIDDLE ST, SPENCER, IN 47460-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer
Feb 11, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026
Deed Sale	Feb 11, 2026
Deed Document Number	2026242670
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 11, 2026
Property Address	159 MIDDLE ST, SPENCER, IN 47460-1239
Document Number	0000242670
Instrument Date	Jan 23, 2026
Instrument	242670
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	159 MIDDLE ST, SPENCER, IN 47460-1239

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Feb 11, 2026
Property Address	159 MIDDLE ST, SPENCER, IN 47460-1239
Document Number	0000242670
Instrument Date	Jan 23, 2026
Instrument	242670
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	159 MIDDLE ST, SPENCER, IN 47460-1239

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00 (+2.3%) Homeowner's exemption	$159,400 (+33.39%) Land $17,100 Building $142,300	$159,400 (+33.39%) Land $17,100 Building $142,300
2024	$217.00 (+1.88%)
2023	$213.00 (+1.91%)	$119,500 Land $20,800 Building $98,700	$119,500 Land $20,800 Building $98,700
2022	$209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1993–2025)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 9 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: South Central Indiana REMC, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures