Rowan County property record for 159 Mercantile Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,380 sqft |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Dec 2022) |
| Tax Bill | $251 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-30 00 026.00 |
| Primary APN | 021-30 00 026.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Total Area |
| Exterior Material | Other |
|---|---|
| Roof Material | Composition Shingle |
| Garage Type | Detached |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3518 |
|---|---|
| Street Address | 159 MERCANTILE RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H GARAGE & LOT FARMERS MERCHANTILE RD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950302 |
Source: Rowan County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 159 MERCANTILE RD, MOREHEAD, KY 40351-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Dec 14, 2010 · Amount on Record |
| Deed Document Number | 2020278 |
| Deed Book / Page | D286 / 196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 7, 2022 |
| Property Address | 159 MERCANTILE RD, MOREHEAD, KY 40351-9202 |
| Document Number | 00D286/196 |
| Book / Page | D286 / 196 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2020278 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4736 ORCHARD RD, HILLSBORO, KY 41049-8803 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 159 MERCANTILE RD, MOREHEAD, KY 40351-9202 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251.00 (-1.57%) | $30,000 (-) Land $5,000 Building $25,000 | $30,000 (-) Land $5,000 Building $25,000 |
| 2023 | $255.00 | $30,000 Land $5,000 Building $25,000 | $30,000 Land $5,000 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATH COUNTY WATER DISTRICT serves 10,083 people · EPA ID KY0060022 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | ROWAN WATER INC |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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