159 McMurray Rd, Rutherfordton, NC 28139 Property Records

Polk County property record for 159 McMurray Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1987
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Oct 2025)
Tax Bill	$998 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P130-56`

Property Details

APN / Parcel Number

Primary APN	`P130-56`
Alternative APN	`55090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,404 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	65,776 sqft (1.51 acres)
Garage Area	144 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55090
Street Address	159 MCMURRAY RD
City	RUTHERFORDTON
State	NC
Zip	28139-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	FR GLENN THOMPSON, 0000 00 X 00, 610 GREEN CREEK RURAL
Legal Subdivision	GREEN CREEK RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2001
Census Tract	920101

Owner

159 McMurray Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	159 MCMURRAY RD, RUTHERFORDTON, NC 28139-6410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 5, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Sep 17, 2007 · Amount on File
Deed Book / Page	494 / 2429
Prior Transfer Date	Sep 14, 2007
Prior Transfer Doc	00358/0445
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 9, 2025
Property Address	159 MCMURRAY RD, RUTHERFORDTON, NC 28139-6410
Document Number	00494/2429
Book / Page	494 / 2429
Map Reference	MB 172 PG 991
Instrument Date	Oct 9, 2025
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 MCMURRAY RD, RUTHERFORDTON, NC 28139-6410
Investor	Possibly a Property Investor

Mortgage

Document Number	0004942433
Date	Oct 9, 2025
Instrument	494/2433

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 5, 2017
Property Address	159 MCMURRAY RD, RUTHERFORDTON, NC 28139-6410
Document Number	00426/2309
Book / Page	426 / 2309
Instrument Date	Jun 2, 2017
Instrument	004649330003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 MCMURRAY RD, RUTHERFORDTON, NC 28139-6410

Tax Assessment & Valuation

The 2026 property tax bill for 159 McMurray Rd was $998.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$998.00	$187,949 (-) Land $41,120 Building $146,829	$187,949 (-) Land $41,120 Building $146,829
2025	$998.00	$187,949 Land $41,120 Building $146,829	$187,949 Land $41,120 Building $146,829
2023	$822.00	$128,911 Land $33,570 Building $95,341
2021			$128,911 Land $33,570 Building $95,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 McMurray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 McMurray Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Windstream DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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