159 Locust Ln, Independence, VA 24348 Property Records

Grayson County property record for 159 Locust Ln, Independence, VA 24348 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1982
Square Footage	1,034 sqft Living Area
Lot Size	32,191 sqft (0.739 acres)
Occupancy	Owner Occupied
Last Sale	$149,000 (2026)
Tax Bill	$358.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`37-A-89`
Alternative APN	`238`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,034 sqft Living Area
Gross Area	1,500 sqft Gross Area
1st Floor	1,034 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1982
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	32,191 sqft (0.739 acres)
Parking Spaces	1 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	117 sqft Deck
Porch	Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	Space Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Spring/Creek Water Source

Location & Zoning

Account Number	238
Street Address	159 LOCUST LN
City	INDEPENDENCE
State	VA
Zip	24348-4724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.739 37-A-89
Legal Subdivision	LETTIE CATRONS
Jurisdiction	GRAYSON VA
Minor Civil Division	ELK CREEK
Census Blockgroup	1
Census Block	1067
Census Tract	60201

Owner

Source: Grayson County records · APN 37-A-89

Assessment roll updated June 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 05, 2026	Bargain and Sale Deed, Transfer · Federal Housing Administration (FHA) Mortgage VIRGINIA CTRL FEDERAL CREDIT UNION
Nov 07, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT E F C U

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2026 · Amount on Record
Deed Sale	Jun 05, 2026 · Amount on Record
Prior Sale	Nov 07, 2022 · Amount on Record
Deed Doc Number	2026990
Deed Book / Page	720 / 451
Prior Transfer Date	May 18, 2016
Prior Transfer Doc	0000000823
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Recording Date	Jun 18, 2026
Property Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724
Document Number	0000001091
Book / Page	721 / 38
Instrument Date	Jun 05, 2026
Instrument	20261091
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724

Mortgage

Document Number	0000001091,
Date	Jun 18, 2026
Book Page	721/38
Instrument	20261091

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GRAYSON VA
Recording Date	Jun 05, 2026
Property Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724
Document Number	0000000990
Book / Page	720 / 451
Instrument Date	Jun 02, 2026
Instrument	2026990
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15,049.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724

Mortgage

Document Number	0000000991,
Date	Jun 05, 2026
Instrument	2026991

Lender

Name	VIRGINIA CTRL FEDERAL CREDIT UNION

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000000992,
Date	Jun 05, 2026
Book Page	720/471
Instrument	2026992

Lender

Name	VIRGINIA CTRL FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Nov 07, 2022
Property Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724
Document Number	000677/410
Book / Page	677 / 410
Instrument Date	Nov 04, 2022
Instrument	220002476
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 LOCUST LN, INDEPENDENCE, VA 24348-4724

Mortgage

Document Number	0220002477
Date	Nov 07, 2022
Instrument	220002477

Lender

Name	LOCAL GOVERNMENT E F C U

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Mar 01, 2037

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated June 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$358.00 (-34.79%)	$61,800 (-) Land $11,000 Building $50,800	$61,800 (-) Land $11,000 Building $50,800
2023	$549.00	$61,800 Land $11,000 Building $50,800	$61,800 Land $11,000 Building $50,800

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