Amherst County property record for 159 Loch Ln, Amherst, VA 24521
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,394 sqft · built 1961 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,429 (2026) |
| Deeds & Mortgages | Jun 2006 Line of Credit Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96A5 6 E C,7 |
| Primary APN | 96A5 6 E C,7 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 330 sqft |
| Unfinished Basement | 330 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 159 LOCH LN |
|---|---|
| City | AMHERST |
| State | VA |
| Zip | 24521-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT ON LOCH LANE & SMALL STRI P SEE DB 355-263,PB I-16 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10201 |
Source: Amherst County records · APN 96A5 6 E C,7
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 LOCH LN, AMHERST, VA 24521-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jun 12, 2006 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA |
| Mar 31, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 |
| Deed Sale | Mar 31, 2026 |
| Prior Sale | May 06, 2025 · Amount on Record |
| Deed Document Number | 2026922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 159 LOCH LN, AMHERST, VA 24521-2921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001046/337 |
|---|---|
| Date | Jun 12, 2006 |
| Book Page | 1046/337 |
| Instrument | 000018760006 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 29, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Mar 31, 2026 |
| Property Address | 159 LOCH LN, AMHERST, VA 24521-2921 |
| Document Number | 0260000922 |
| Map Reference | MB 203 PG 314 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 260000922 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 159 LOCH LN, AMHERST, VA 24521-2921 |
| Document Number | 0260000923 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 260000923 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Municipality | Amherst Town |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,429.00 (+106.2%) | $113,700 (-) Land $25,000 Building $88,700 | $255,200 (+124.45%) Land $30,000 Building $225,200 |
| 2025 | $693.00 | ||
| 2024 | $113,700 (-) Land $25,000 Building $88,700 | $113,700 (-) Land $25,000 Building $88,700 | |
| 2023 | $693.00 | $113,700 Land $25,000 Building $88,700 | $113,700 Land $25,000 Building $88,700 |
Source: FEMA National Flood Hazard Layer as of February 14, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF AMHERST serves 2,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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