St. Johns County property record for 159 Linda Lake Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,426 sqft · built 2010 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,105 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026483-0250 |
| Primary APN | 026483-0250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 2,034 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 159 LINDA LAKE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/25-35 SANDY CREEK PHASE 1 LOT 25 OR3500/1759 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
159 Linda Lake Ln is owned and occupied by two individuals.
Source: St. Johns County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Mar 9, 2020 | Loan Modification, Mortgage · Line of Credit HANCOCK WHITNEY BK |
| Oct 23, 2017 | Loan Modification, Mortgage · Conventional with PMI MONEY SOURCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 159 LINDA LAKE LN, ST AUGUSTINE, FL 32095-8924 |
| Document Number | 0063190091 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 6319/91 |
| Instrument | 2026019492 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Document Number | 0057810259 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 5781/259 |
| Instrument | 2023049312 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Document Number | 0049050094 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 159 LINDA LAKE LN ST AUGUSTINE FL 320958924, ST AUGUSTINE, FL 32095-8924 |
| Investor | Possibly a Property Investor |
| Document Number | 0049050094 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 004905/000094 |
| Instrument | 22086 |
| Name | HANCOCK WHITNEY BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 LINDA LAKE LN, SAINT AUGUSTINE, FL 32095-8924 |
| Document Number | 0044731694 |
| Book / Page | 004473 / 001694 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 159 LINDA LAKE LN ST AUGUSTINE FL 320958924, ST AUGUSTINE, FL 32095-8924 |
| Document Number | 0044731694 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 004473/001694 |
| Instrument | 83091 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 159 Linda Lake Ln was $3,105 with exemptions applied, up 13.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,271 (+2.7%) | $371,676 (-8.04%) Land $100,000 Building $271,676 | |
| 2025 | $3,105.00 (+13.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,534 (+2.9%) | $404,179 (+2.45%) Land $100,000 Building $304,179 |
| 2024 | $2,737.00 (+2.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $242,501 (+3%) | $394,514 (-0.8%) Land $100,000 Building $294,514 |
| 2023 | $2,679.00 (+3.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,438 (+3%) | $397,715 (+7.14%) Land $100,000 Building $297,715 |
| 2022 | $2,594.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $228,581 | $371,212 Land $84,000 Building $287,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Linda Lake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Linda Lake Ln is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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