Rutherford County property record for 159 Laurel Ln, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 420 sqft · built 1953 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jan 2002) |
| Tax Bill | $892 (2022) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0222428 |
| Primary APN | 0222428 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 420 sqft Heated Area |
| Gross Area | 798 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.539 acres) |
| Patio Area | 300 sqft |
| Account Number | 1416 |
|---|---|
| Old Parcel Number | 0222428 |
| Street Address | 159 LAUREL LN |
| City | LAKE LURE |
| State | NC |
| Zip | 28746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GPIN:0642115791110000; RES SNUG HARBOR CIRC |
| Legal Subdivision | RE-SUBDIVISION/SUNG-HARBOR COL |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960302 |
159 Laurel Ln is owned by an individual who bought it in January 2002.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 582 SUMMERFIELD PL, FLAT ROCK, NC 28731-5521 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2002 · Amount on File |
| Deed Sale | Jan 15, 2002 · Amount on File |
| Deed Document Number | 0000830603 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 159 LAUREL LN, LAKE LURE, NC 28746 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0020020595 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 2002/595 |
| Instrument | 201700010343 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $99,500 Land $72,000 Building $27,500 | $99,500 Land $72,000 Building $27,500 | |
| 2022 | $892.00 | ||
| 2021 | $892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Laurel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Laurel Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LURE VILLAGE RESORT private · serves 226 people · EPA ID NC0181138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOWN OF LAKE LURE |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Pangaea Internet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures