159 Island Rd, Hardy, VA 24101 Property Records

Franklin County property record for 159 Island Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,842 sqft · built 1991
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jul 2022 Transfer Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 01-034 00`

Property Details

APN / Parcel Number

Primary APN	`015 01-034 00`
Alternative APN	`2959`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	3,614 sqft
1st Floor Area	1,794 sqft
Basement Area	1,560 sqft
Finished Basement	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	624 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Deck Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2959
Street Address	159 ISLAND RD
City	HARDY
State	VA
Zip	24101-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAGAN ISLE LOT 2 SECTION 2
Legal Subdivision	PAGAN ISL
Legal Lot Number	2
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1005
Census Tract	20302

Owner

159 Island Rd is owned and occupied by an individual who acquired it in August 2018.

Source: Franklin County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	159 ISLAND RD, HARDY, VA 24101-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer
Aug 10, 2018	Grant Deed, Transfer NOT AVAILABLE
Dec 30, 2016	Loan Modification, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2018
Transfer Doc	00111101502
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jul 14, 2022
Property Address	159 ISLAND RD, HARDY, VA 24101-2717
Document Number	0011870852
Book / Page	1187 / 852
Map Reference	MB 3 PG 189
Instrument Date	Jul 14, 2022
Instrument	220005429
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ISLAND RD, HARDY, VA 24101-2717

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 10, 2018
Property Address	159 ISLAND RD, HARDY, VA 24101-2717
Document Number	0011111502
Book / Page	001111 / 001502
Instrument Date	Aug 10, 2018
Instrument	4885
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN VA
Property Address	159 ISLAND RD, HARDY, VA 24101-2717
Document Number	0010872773
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ISLAND RD HARDY VA 241012717, HARDY, VA 24101-2717

Mortgage

Document Number	0010872773
Date	Jan 17, 2017
Book Page	001087/002773
Instrument	283

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 159 Island Rd was $2,737.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00	$636,600 Land $122,000 Building $514,600	$636,600 Land $122,000 Building $514,600
2023		$349,900 (-) Land $115,000 Building $234,900	$349,900 (-) Land $115,000 Building $234,900
2022		$349,900 Land $115,000 Building $234,900	$349,900 Land $115,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Island Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Island Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NININGER WATERWORKS private · serves 62 people · EPA ID VA5019605
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	31 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: Verizon, Xfinity, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Island Rd

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