Scott County property record for 159 Irving Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,614 sqft · built 2003 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (May 2026) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Aug 2013 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-583.000 |
| Primary APN | 140-40-583.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,398 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 159 IRVING LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 85 |
| Legal Unit | 3D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 159 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 6, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 18, 2026 | Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK AND TRUST COMPANY |
| Jul 29, 2021 | Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 2026586427 |
| Deed Book / Page | 465 / 764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 159 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | LSI |
| Name | Verified Name |
|---|
| Document Number | 0M1153/700 |
|---|---|
| Date | Aug 6, 2013 |
| Book Page | M1153/700 |
| Instrument | 300876 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 18, 2026 |
| Property Address | 159 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 0000586427 |
| Book / Page | 465 / 764 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026586427 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,905.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | 0000586427, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1897/804 |
| Instrument | 2026586427 |
| Name | FIRST AMERICAN BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 29, 2021 |
| Property Address | 159 IRVING LN, GEORGETOWN, KY 40324-2094 |
| Document Number | D426/63 |
| Book / Page | D426 / 63 |
| Map Reference | CAB 7 SL 355 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 439832 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 134 LAGOON LN, 134, ATLANTIC BEACH, NC 28512-6305 |
| Name | Verified Name |
|---|---|
| Address | 237 SPRING VALLEY LN, LEXINGTON, KY 40511-8637 |
| Document Number | 439833 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 439833 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,400 (-) | $345,400 (-) | |
| 2025 | $3,076.00 (+6.03%) | $345,400 (+7.94%) | $345,400 (+7.94%) |
| 2023 | $2,901.00 (+4.5%) | $320,000 (-) Land $42,000 Building $278,000 | $320,000 (-) Land $42,000 Building $278,000 |
| 2022 | $2,776.00 | $320,000 Land $35,000 Building $285,000 | $320,000 Land $35,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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