Scott County property record for 159 Inverness Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,102 sqft · built 2007 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Aug 2022) |
| Tax Bill | $4,396 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-20-055.000 |
| Primary APN | 139-20-055.000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,102 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Basement Area | 3,102 sqft |
| Finished Basement | 3,102 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 159 INVERNESS DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES LANDING D |
| Legal Subdivision | PAYNES LANDING D |
| Legal Lot Number | 134 |
| Legal Unit | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40604 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 159 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Aug 19, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 1, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 2022458084 |
| Deed Book / Page | 436 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 159 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 159 INVEMESS DRIVE, GEORGETOWN, KY 40324 |
| Document Number | 0M1859/258 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | M1859/258 |
| Instrument | 556518 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 19, 2022 |
| Property Address | 159 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Document Number | 00D436/342 |
| Book / Page | D436 / 342 |
| Map Reference | CAB 9 SL 378 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 458084 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 INVERNESS DR, 159, GEORGETOWN, KY 40324-8686 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 159 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Document Number | 0000458085 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 458085 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 159 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1453/074 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | M1453/074 |
| Instrument | 403000 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,600 (-) | $493,600 (-) | |
| 2025 | $4,396.00 (+10.45%) | $493,600 (+12.44%) | $493,600 (+12.44%) |
| 2023 | $3,980.00 (+21.23%) | $439,000 (+16.01%) Land $62,500 Building $376,500 | $439,000 (+16.01%) Land $62,500 Building $376,500 |
| 2022 | $3,283.00 | $378,400 Land $55,000 Building $323,400 | $378,400 Land $55,000 Building $323,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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