Middlesex County and Melrose City property record for 159 Howard St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,863 sqft · built 1930 |
| Lot Size | 0.144 acres (6,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Aug 2020) |
| Tax Bill | $10,084 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:F12 P:0000047 |
| Primary APN | MELR M:F12 P:0000047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,958 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,268 sqft (0.144 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 159 HOWARD ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 336201 |
159 Howard St is owned and occupied by two individuals who bought it in August 2020.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 HOWARD ST, MELROSE, MA 02176-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Aug 31, 2018 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Aug 31, 2018 · Amount on File |
| Deed Book / Page | 75425 / 102 |
| Prior Transfer Date | Aug 14, 2020 |
| Prior Transfer Doc | 75425-102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Aug 21, 2020 |
| Property Address | 159 HOWARD ST, MELROSE, MA 02176-2005 |
| Document Number | 75425-102 |
| Book / Page | 75425 / 102 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 143747 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 159 HOWARD ST, MELROSE, MA 02176-2005 |
| Document Number | 143748 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 143748 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Aug 31, 2018 |
| Property Address | 159 HOWARD ST, MELROSE, MA 02176-2005 |
| Document Number | 71564-14 |
| Book / Page | 71564 / 14 |
| Instrument | 135440 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 715640017 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 71564/0017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Aug 31, 2048 |
The 2026 property tax bill for 159 Howard St was $10,084, up 12,349.4% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,084.00 (+12,349.38%) | $879,200 (+7.15%) Land $506,500 Building $372,700 | $973,770 (+8.92%) |
| 2025 | $81.00 (-98.97%) | $820,500 (+3.19%) Land $479,200 Building $341,300 | $894,045 |
| 2024 | $7,895.00 (-0.44%) | $795,100 (+4.48%) Land $465,500 Building $329,600 | |
| 2023 | $7,930.00 | $761,000 Land $451,800 Building $309,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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