159 Highland Ln, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 159 Highland Ln, Sugar Mountain, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 4 ba · 3,459 sqft · built 1983
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2020)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73830`

Property Details

APN / Parcel Number

Primary APN	`73830`
Alternative APN	`18570629795100000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,459 sqft Heated Area
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	500 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	73830
Street Address	159 HIGHLAND LN
City	SUGAR MOUNTAIN
State	NC
Zip	28604-9630
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R2
Legal Description	SM WEST HIGHLANDS LOT 49 0003 0027
Legal Subdivision	SM WEST HIGHLANDS
Legal Lot Number	3,27,49 3
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 LESROHDE DR, SUMMERLAND KEY, FL 33042-5354
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	0005481663
Deed Book / Page	548 / 1663
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 11, 2020
Property Address	159 HIGHLAND LN, SUGAR MOUNTAIN, NC 28604-9630
Document Number	0005481663
Book / Page	000548 / 001663
Instrument Date	Aug 28, 2020
Instrument	4791
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4716 JOSEPH MICHAEL CT RALEIGH NC 276069646, RALEIGH, NC 27606-9646

Mortgage

Document Number	5481666
Date	Sep 11, 2020
Book Page	000548/001666
Instrument	4792

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+70.06%)	$521,200 (-) Land $60,000 Building $461,200	$521,200 (-) Land $60,000 Building $461,200
2023	$2,084.00	$521,200 Land $60,000 Building $461,200	$521,200 Land $60,000 Building $461,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20