159 Hidden Lakes Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 159 Hidden Lakes Dr, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1992
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (Aug 2019)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T22 020`

Property Details

APN / Parcel Number

Primary APN	`T22 020`
Alternative APN	`718350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	88 sqft
Patio Area	188 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	718350
Street Address	159 HIDDEN LAKES DR
City	TOCCOA
State	GA
Zip	30577-5874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 PH 1 HIDDEN LAKES S/D
Legal Subdivision	HIDDEN LAKES
Legal Phase	1
Legal Lot Number	16
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2031
Census Tract	970301

Owner

Source: Stephens County records · APN T22 020

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	159 HIDDEN LAKES DR, TOCCOA, GA 30577-5874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 14, 2019	Grant Deed, Transfer HOMESTAR FIN'L
Jan 18, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2019 · Amount on Record
Deed Sale	Aug 09, 2019 · Amount on Record
Prior Sale	Dec 19, 2008 · Amount on Record
Deed Document Number	2019940
Deed Book / Page	1186 / 283
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	0011680489
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	159 HIDDEN LAKES DR, TOCCOA, GA 30577-5874
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 HIDDEN LAKES DR, TOCCOA, GA 30577-5874

Mortgage

Document Number	0012680000000472
Date	Oct 01, 2021
Book Page	0000001268/0000000472

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 14, 2019
Property Address	159 HIDDEN LAKES DR, TOCCOA, GA 30577-5874
Document Number	0011860283
Book / Page	001186 / 000283
Instrument Date	Aug 09, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 HIDDEN LAKES DR TOCCOA GA 305775874, TOCCOA, GA 30577-5874

Mortgage

Document Number	11860285
Date	Aug 14, 2019
Book Page	001186/000285

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 18, 2019
Property Address	159 HIDDEN LAKES DR, TOCCOA, GA 30577-5874
Document Number	0011680489
Book / Page	001168 / 000489
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 HIDDEN LAKES DR TOCCOA GA 305775874, TOCCOA, GA 30577-5874

Mortgage

Document Number	11680492
Date	Jan 18, 2019
Book Page	001168/000492

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,509.00 (+25.65%) Homeowner's exemption	$68,792 (+62.36%) Land $3,401 Building $65,391	$171,980 (+62.36%) Land $8,502 Building $163,478
2023	$1,201.00 (+1.18%) Homeowner's exemption	$42,371 (+6.25%) Land $3,401 Building $38,970	$105,927 (+6.25%) Land $8,502 Building $97,425
2022	$1,187.00 Homeowner's exemption	$39,878 Land $3,401 Building $36,477	$99,694 Land $8,502 Building $91,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 19% of Georgia
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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