159 Harper St, Ridgeland, MS 39157 Property Records

Madison County property record for 159 Harper St, Ridgeland, MS 39157

Property Summary

Property Type	Other Improved
Details	3,108 sqft · built 2016
Owner	Individual Name on Record
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071F-13C-087`

Property Details

APN / Parcel Number

Primary APN	`071F-13C-087`
Alternative APNs	`071F-13C-087/00.00` `43334`

Interior

Building Area	3,108 sqft Adjusted Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 2016

Location & Zoning

Account Number	43334
Old Parcel Number	071F-13C-087/00.00
Street Address	159 HARPER ST
City	RIDGELAND
State	MS
Zip	39157-8675
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 87 THE TOWNSHIP AT COLONY PARK PART 2
Legal Range	01E
Legal Township	07N
Legal Section	13
Legal Subdivision	TOWNSHIP COLONY PARK PT 2
Legal Lot Number	87
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30205

Owner

Source: Madison County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 HARPER ST, RIDGELAND, MS 39157-8675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage STORY BANK
Jul 9, 2019	Warranty Deed, Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025
Deed Sale	Dec 12, 2025
Prior Sale	Jul 9, 2019
Deed Document Number	1042523
Deed Book / Page	4628 / 527
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 12, 2025
Property Address	159 HARPER ST, RIDGELAND, MS 39157-8675
Document Number	004628/527
Book / Page	4628 / 527
Map Reference	CAB D SL 163
Instrument Date	Dec 11, 2025
Instrument	1042523
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	COVENANT TITLE, COVENANT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 EDENBERG BND, MADISON, MS 39110-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 HARPER ST, RIDGELAND, MS 39157-8675

Mortgage

Document Number	0001042524
Date	Dec 12, 2025
Instrument	1042524

Lender

Name	STORY BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 9, 2019
Property Address	159 HARPER ST, RIDGELAND, MS 39157-8675
Document Number	0000867751
Book / Page	003740 / 000310
Instrument Date	Jun 29, 2019
Instrument	867751
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	159 HARPER ST RIDGELAND MS 391578675, RIDGELAND, MS 39157-8675

Mortgage

Document Number	867752
Date	Jul 9, 2019
Book Page	003740/000312
Instrument	867752

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,669.00 Homeowner's exemption	$33,559 (-)	$335,590 (-) Land $65,000 Building $270,590
2024	$2,669.00
2023	$2,669.00 Homeowner's exemption	$33,559	$335,590 Land $65,000 Building $270,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, NETSPEEDMS.

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