Worcester County and Gardner City property record for 159 Graham St, Gardner, MA 01440 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,019 sqft · built 1900 |
| Lot Size | 0.21 acres (9,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (Nov 2017) |
| Tax Bill | $46 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-26 B:0021 L:0026 |
| Primary APN | M:O-26 B:0021 L:0026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| Gross Area | 3,564 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,143 sqft (0.21 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 159 GRAHAM ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Legal Lot Number | 26 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:O-26 B:0021 L:0026
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 GRAHAM ST, GARDNER, MA 01440-3847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Nov 14, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 2017127007 |
| Deed Book / Page | 58034 / 167 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 071587-379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 159 GRAHAM ST, GARDNER, MA 01440-3847 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067051-323 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 67051/323 |
| Instrument | 13073 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 14, 2017 |
| Property Address | 159 GRAHAM ST, GARDNER, MA 01440-3847 |
| Document Number | 58034-167 |
| Book / Page | 58034 / 167 |
| Instrument | 127007 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 GRAHAM ST, GARDNER, MA 01440-3847 |
| Document Number | 580340169 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 58034/0169 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46.00 (-99%) | $321,400 (+4.55%) Land $66,600 Building $254,800 | $311,220 |
| 2024 | $4,608.00 (+2.35%) | $307,400 (+10.14%) Land $60,600 Building $246,800 | |
| 2023 | $4,502.00 | $279,100 Land $59,700 Building $219,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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