159 Geck Rd, Palatka, FL 32177 Property Records

Putnam County property record for 159 Geck Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 1996
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Dec 2023)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-26-0000-0995-0030`

Property Details

APN / Parcel Number

Primary APN	`14-10-26-0000-0995-0030`
Alternative APN	`80104`

Interior

Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	56,628 sqft (1.3 acres)
Porch	Slab
Porch Area	384 sqft

Location & Zoning

Account Number	80104
Street Address	159 GECK RD
City	PALATKA
State	FL
Zip	32177-9611
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF NW1/4 OF SW1/4 OR679 P215 (EX OR963 P98RD)
Legal Range	26E
Legal Township	10S
Legal Section	14
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	4
Census Block	4004
Census Tract	950900

Owner

159 Geck Rd, a mobile home, is owned by two individuals who bought it in December 2023.

Source: Putnam County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	159 GCCK RD, PALATKA, FL 32177
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Oct 6, 2000 · Amount on File
Deed Document Number	202328298
Deed Book / Page	1737 / 512
Prior Transfer Date	Jan 17, 2003
Prior Transfer Doc	0009220469
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	May 8, 2026
Property Address	159 GECK RD, PALATKA, FL 32177-9611
Document Number	0018690235
Book / Page	1869 / 235
Instrument Date	May 2, 2026
Instrument	202611561
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 GECK RD, PALATKA, FL 32177-9611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011561,
Date	May 8, 2026
Book Page	1869/235
Instrument	202611561

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 20, 2023
Property Address	159 GECK RD, PALATKA, FL 32177-9611
Document Number	0017370512
Book / Page	1737 / 512
Instrument Date	Dec 1, 2023
Instrument	202354028298
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	FIRST NATIONAL LAND TRANSFER, FIRST NATL LAND TRANSFER INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19062 DIEGO CIR, SPRING HILL, FL 34610-0059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 GECK RD, PALATKA, FL 32177-9611

Mortgage

Document Number	0001737514
Date	Dec 20, 2023
Instrument	1737/514

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 27, 2018
Property Address	159 GECK RD, PALATKA, FL 32177-9611
Document Number	0015140111
Book / Page	001514 / 000111
Instrument Date	Jul 27, 2018
Instrument	54013884
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	159 GECK RD PALATKA FL 321779611, PALATKA, FL 32177-9611

Tax Assessment & Valuation

The 2025 property tax bill for 159 Geck Rd was $1,670.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00	$120,700 Land $20,800 Building $99,900	$120,700 Land $20,800 Building $99,900
2023	$1,858.00 (+178.56%)	$98,060 (+91.26%)	$98,060 (+20.2%) Land $15,600 Building $82,460
2022	$667.00 Homeowner's exemption	$51,270	$81,580 Land $13,000 Building $68,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 159 Geck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Geck Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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