St. Johns County property record for 159 Freshwater Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,346 sqft · built 2018 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $497,729 (Jun 2018) |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009682-1240 |
| Primary APN | 009682-1240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,346 sqft Living Area |
| Gross Area | 3,970 sqft |
| 1st Floor Area | 2,728 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 159 FRESHWATER DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/29-34 JULINGTON LAKES PHASE 3 LOT 124 OR4557/1426 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 03 |
| Legal Subdivision | JULINGTON LAKES PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 124 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20808 |
159 Freshwater Dr is owned and occupied by two individuals who bought it in June 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 4, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage PREMIA RELOCATION MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 201838682 |
| Deed Book / Page | 4557 / 1426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0049100692 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 4910/692 |
| Instrument | 2020024224 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049571890 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 4957/1890 |
| Instrument | 2020043462 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Document Number | 0051460188 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 5146/188 |
| Instrument | 2021002159 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Document Number | 0045571426 |
| Book / Page | 4557 / 1426 |
| Map Reference | MB84 PG29-34 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018038682 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | WESTMINSTER ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323 |
| Name | Verified Name |
|---|---|
| Address | 159 FRESHWATER DR, SAINT JOHNS, FL 32259-7390 |
| Document Number | 2018038683 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 2018038683 |
| Name | PREMIA RELOCATION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 159 Freshwater Dr was $6,790 with a homeowner's exemption, up 11.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,122 (+2.7%) | $695,606 (-6.63%) Land $175,000 Building $520,606 | |
| 2025 | $6,790.00 (+11.81%) Homeowner's exemption | $518,132 (+2.9%) | $745,031 (+6.59%) Land $175,000 Building $570,031 |
| 2024 | $6,073.00 (+1.91%) Homeowner's exemption | $503,530 (+3%) | $698,952 (+5.8%) Land $165,000 Building $533,952 |
| 2023 | $5,959.00 (+2.62%) Homeowner's exemption | $488,864 (+3%) | $660,636 (+9.99%) Land $135,000 Building $525,636 |
| 2022 | $5,807.00 Homeowner's exemption | $474,625 | $600,611 Land $134,400 Building $466,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Freshwater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Freshwater Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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