159 E College Ave, Frostburg, MD 21532 Property Records

Allegany County property record for 159 E College Ave, Frostburg, MD 21532

Property Summary

Property TypeSingle Family Home
Details1 ba · 780 sqft · built 1951
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$109,000 (Jul 2021)
Tax Bill$1,046 (2025)
Deeds & MortgagesSep 2021 Transfer
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-002270

Property Details

APN / Parcel Number

Primary APN12-002270
Alternative APN
  • 002270

Interior

Full Baths1 Bath
Stories1 Story
Building Area780 sqft Total Area
AtticAttic
Attic Area250 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialSiding
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions100 ft deep x 45 ft wide
PorchSlab
Porch Area226 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number002270
Street Address159 E COLLEGE AVE
CityFROSTBURG
StateMD
Zip21532-2246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCOLLEGE AVE PT LOTS 8-9 45X100 BEALLS 1ST
Legal SubdivisionBEALLS 01 ADD FROSTBURG
Legal Lot Number8,9
JurisdictionALLEGANY MD
Township / Civil Division12, EAST FROSTBURG
Census Block Group1
Census Block1002
Census Tract1700

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address912 GROWDEN TER, CUMBERLAND, MD 21502-1814
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Intrafamily Transfer, Transfer
Jul 15, 2021Deed, Transfer
Dec 3, 2020Grant Deed, Transfer · Conventional Mortgage
SUMMIT CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on File
Deed SaleJul 15, 2021 · Amount on File
Prior SaleDec 3, 2020 · Amount on File
Deed Book / Page2683 / 192
Last Transfer DateAug 25, 2021
Transfer Doc002703-0420
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGANY MD
Recording DateSep 22, 2021
Property Address159 E COLLEGE AVE, FROSTBURG, MD 21532-2246
Document Number002703-0420
Book / Page2703 / 420
Map ReferenceLB 30 FO 710
Instrument DateAug 25, 2021
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 GROWDEN TER, CUMBERLAND, MD 21502-1814

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJul 15, 2021
Property Address159 E COLLEGE AVE, FROSTBURG, MD 21532-2246
Document Number002683-0192
Book / Page2683 / 192
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address912 GROWDEN TER, CUMBERLAND, MD 21502-1814

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateDec 3, 2020
Property Address159 E COLLEGE AVE, FROSTBURG, MD 21532-2246
Document Number0026110483
Book / Page002611 / 000483
Instrument DateSep 21, 2020
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address159 E COLLEGE AVE FROSTBURG MD 215322246, FROSTBURG, MD 21532-2246

Mortgage

Document Number26110488
DateDec 3, 2020
Book Page002611/000488
Lender
NameSUMMIT CMNTY BK
TypeBank
AddressMOOREFIELD, WV 26836
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityFrostburg City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,067 (+3.08%)$112,400 (+9.23%) Land $18,000 Building $94,400
2025$1,046.00 (+51.16%)$102,900 (+50.07%) Land $12,000 Building $90,900$102,900 (-) Land $12,000 Building $90,900
2023$692.00$68,567$102,900 Land $12,000 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTBURG
serves 11,000 people · EPA ID MD0010011
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

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