159 Decoy Dr, Valparaiso, IN 46385 Property Records

Porter County property record for 159 Decoy Dr, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,120 sqft · built 1995
Lot Size	1.05 acres (46,174 sqft)
Owner	Individual Name on Record
Tax Bill	$3,220 (2024)
Deeds & Mortgages	May 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-27-178-009.000-006`

Property Details

APN / Parcel Number

Primary APN	`64-06-27-178-009.000-006`
Alternative APNs	`640627176011000006` `06000120518` `00000990249`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,120 sqft Living Area
Basement Area	1,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	46,174 sqft (1.05 acres)
Terrain	High
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	530 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000990249
Old Parcel Number	640627176011000006
Street Address	159 DECOY DR
City	VALPARAISO
State	IN
Zip	46385-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARDS LANDING LOT 21 UNIT 2
Legal Subdivision	MALLARDS LANDING
Legal Lot Number	21
Jurisdiction	PORTER IN
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3026
Census Tract	50105

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	159 DECOY DR, VALPARAISO, IN 46385-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Apr 16, 2020	Limited Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Sep 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020
Deed Sale	Apr 16, 2020
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	0000008786
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	159 DECOY DR, VALPARAISO, IN 46385-7948
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014811
Date	May 12, 2021
Instrument	2021-014811

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Apr 16, 2020
Property Address	159 DECOY DR, VALPARAISO, IN 46385-7948
Document Number	0000008786
Map Reference	FILE 20-E-6A
Instrument Date	Apr 10, 2020
Instrument	2020-008786
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 DECOY DR, VALPARAISO, IN 46385-7948

Mortgage

Document Number	0000008787
Date	Apr 16, 2020
Instrument	2020-008787

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PORTER IN
Recording Date	Sep 23, 2019
Property Address	159 DECOY DR, VALPARAISO, IN 46385-7948
Document Number	0000020998
Instrument Date	Sep 18, 2019
Instrument	20998
Transaction Type	Foreclosure
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 WESSEX RD VALPARAISO IN 463857716, VALPARAISO, IN 46385-7716

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Liberty Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,200 (+19.68%) Land $51,000 Building $369,200	$420,200 (+19.68%) Land $51,000 Building $369,200
2024	$3,220.00 (+13.82%)
2023	$2,829.00 (+13.84%)	$351,100 Land $38,500 Building $312,600	$351,100 Land $38,500 Building $312,600
2022	$2,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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